20405 Front Beach Road Road
Panama City Beach, FL 32413
- 9 beds
- 10 baths
- 5,215 sqft
- 3,920 sqft lot
- $958 per sqft
- 2019 build
- – on site
**Virtual Tour Available** 20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park—the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program. Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home features three distinct living room and entertainment spaces. With 10-foot ceilings and generously sized bedrooms, every occupant can relish in the tranquility of this gulf-front retreat. Outdoor amenities include expansive balconies on each level and a private pool overlooking the Gulf, surrounded by shaded seating areas. The property's design is inspired by the natural beauty of the coast, evident in its locally sourced hardwood flooring and serene color palette. Turquoise accents and white quartz countertops pay homage to the nearby beaches, creating a seamless connection between indoor elegance and outdoor splendor. 20405 Front Beach Road epitomizes the fusion of style and functionality, enhanced by its prime location amidst the best offerings of Northwest Florida.
Last checked:
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Last updated Mar 18, 2025
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MLS# 971408 —
The Building
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Year Built:2019
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Construction Materials:Foundation On Piling, Frame, Roof Metal, Siding CmntFbrHrdBrd
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Building Area Total:5215.0
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Building Area Source:County PA Records
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Architectural Style:Contemporary
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Basement:None
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Stories:4
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Levels:None
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Foundation Details:None
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Exterior Features:Balcony, BBQ Pit/Grill, Hot Tub, Patio Covered, Pool - Heated, Pool - In-Ground, Porch
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Patio And Porch Features:None
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Accessibility Features:None
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Security Features:None
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Direction Faces:None
Interior
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Interior Features:Ceiling Raised, Floor Hardwood, Furnished - All, Lighting Recessed, Owner's Closet, Window Treatment All
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Rooms Total:12
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Flooring:None
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Fireplace:No
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Fireplaces Total:None
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Fireplace Features:None
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Laundry Features:None
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional
Location
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Directions:Directions: From Hwy 98 turn south on Wisteria Lane. Continue to Front Beach Rd. Turn right on Front Beach Road and the house is immediately on the left.
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Construction Complete
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Property Attached:None
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Lot Features:Within 1/2 Mile to Water
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Lot Size Acres:0.09
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Lot Size Area:0.09
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Lot Size Dimensions:38x105
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Lot Size SqFt:3920.4
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Lot Size Units:Acres
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Zoning:Resid Single Family
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Possible Use:None
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Parcel Number:36627-000-000
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Topography:None
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View:Gulf
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Waterfront:true
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Waterfront Features:Gulf
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Water Body Name:None
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Road Frontage Type:City Street
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Road Surface Type:Paved
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Legal Description:LAGUNA BEACH ESTATES PART LOT 1 BLK 2A: COMM ELY COR LOT 1 BLK 2A S28W 25' N61W 3' FOR POB TH S28W 70' N61W 31.25' N28E 30' N61W 3.25'N28E 40' N61E 34.50 TO POB AKA UNIT 1 ORB 4500 P 1669
Beds
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Bedrooms Total:9
Baths
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Total Baths:9.5
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Total Baths:10
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Full Baths:9
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Half Baths:1
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Virtual Tour URL Unbranded:https://my.matterport.com/show/?m=XKiEKQ49KK4&brand=0&mls=1&
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Home Warranty:No
Heating & Cooling
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Heating:No
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Cooling:No
Utilities
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Utilities:Electric, Gas - Natural, Public Sewer, Public Water
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Electric:None
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Sewer:None
Appliances
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Appliances:Dishwasher, Dryer, Ice Machine, Microwave, Refrigerator, Stove/Oven Electric, Washer
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Dryer:true
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Washer:true
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:West Bay
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Elementary School District:None
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Middle Or Junior School:Surfside
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Middle Or Junior School District:None
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High School:Arnold
The Community
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Subdivision Name:laguna beach estates
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Association:No
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Association Amenities:None
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Association Fee:None
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Pool Private:None
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Pool Features:Pool Type
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Garage Spaces:0.5
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Attached Garage:true
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Carport:false
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Parking Features:Garage
Monthly cost estimate
Asking price
$4,999,999
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$26,773
|
| Taxes | N/A |
| Insurance | $1,374 |
| Utilities | $277 See report |
| Total | $28,424/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
|
3/17/25
Mar 17, 2025
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Listed / Active | ECARMLS | $4,999,999 |
