1982 Banks Drive
Elgin, IL 60123
- 3 beds
- 2 baths
- 1,443 sqft
- 8,712 sqft lot
- $225 per sqft
- 1986 build
- – on site
So many have asked and it's finally here! This charming 3-Bedroom, 2-Bath, South-Facing ranch nestled in the desirable Century Oaks West subdivision is ready for you to make it your home. Surrounded by mature white oak and silver maple trees, this beautifully maintained home offers comfort, convenience, and charm. Featuring 3 spacious bedrooms, 2 full bathrooms, and just under 1,500 square feet of living space, it's the perfect blend of functionality and style. The interior was just freshly painted, giving the home a crisp, updated feel. The main living areas and bedrooms are finished with soft Berber loop pile carpeting, while the basement features professionally polished flooring-ready to be used as a recreation space, home gym, or office. Commuters will appreciate the prime location-just 3 miles to I-90 and minutes to the Big Timber Metra station for easy access to downtown. Whether you're looking for your first home or your forever home, this property is move-in ready and full of potential.
Last checked:
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Last updated Apr 26, 2025
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MLS# 12321387 —
The Building
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Year Built:1986
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Rebuilt:No
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New Construction:false
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Construction Materials:Cedar
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Architectural Style:Ranch
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Basement:Finished, Full
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Patio And Porch Features:Deck
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Disability Access:No
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Total SqFt:2643
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Total SqFt:2886
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Main SqFt:1443
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Lower SqFt:1200
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Unfinished Lower SqFt:243
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Living Area Source:Estimated
Interior
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Room Type:Storage
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Rooms Total:7
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Fireplaces Total:1
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Fireplace Features:Wood Burning
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Fireplace Location:Living Room
Room Dimensions
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Living Area:1443
Location
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Directions:Randall N to Big Timber E to N to Lyle W on to Banks
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Location:372
The Property
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Parcel Number:0604200039
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Property Type:Residential
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Location:A
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Lot Size Dimensions:70X125
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Lot Size Acres:0.2
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Waterfront:false
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Fencing:Fenced
Listing Agent
- Contact info:
- Agent phone:
- (847) 363-0990
- Office phone:
- (847) 363-0990
Taxes
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Tax Year:2023
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Tax Annual Amount:4697
Beds
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Bedrooms Total:3
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Bedrooms Possible:3
Baths
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Baths:2
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Full Baths:2
The Listing
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Special Listing Conditions:None
Heating & Cooling
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Heating:Natural Gas
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Cooling:Central Air
Utilities
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Sewer:Public Sewer
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Water Source:Public
Appliances
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Appliances:Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Disposal, Gas Cooktop
Schools
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Elementary School:Century Oaks Elementary School
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Elementary School District:46
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Middle Or Junior School:Kimball Middle School
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Middle Or Junior School District:46
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High School:Larkin High School
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High School District:46
The Community
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Subdivision Name:Century Oaks West
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Association Fee Includes:None
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Association Fee Frequency:Not Applicable
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Master Assoc Fee Frequency:Not Required
Parking
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Parking Total:2
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Parking Features:Asphalt, On Site, Garage Owned, Attached, Garage
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Garage Spaces:2
Monthly cost estimate
Asking price
$325,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,740
|
| Taxes | $391 |
| Insurance | $89 |
| Utilities | $169 See report |
| Total | $2,389/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Transit Score®
Provided by WalkScore® Inc.
Transit Score measures a location's access to public transit. It is based on nearby transit routes frequency, type of route (bus, rail, etc.), and distance to the nearest stop on the route. Transit Scores range from 0 (Minimal Transit) to 100 (Rider’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
|
4/24/25
Apr 24, 2025
|
Listed / Active | MRED | $325,000 |
39% of nearby similar homes sold for over asking price
Similar homes that sold in bidding wars went $10k above asking price on average, but some went as high as $33k over asking price.
