193 Montana Del Lago Drive
Rancho Santa Margarita, CA 92688
- 3 beds
- 3 baths
- 1,529 sqft
- $719 per sqft
- 1998 build
- – on site
Welcome to Resort-Style Living in the Heart of Rancho Santa Margarita! This home is located in the only lakefront community of detached homes in Rancho Santa Margarita, offering a unique opportunity to live in an exclusive neighborhood of just 41 homes. Situated steps away from Lake RSM and its 1.1-mile walking trail, the home is also close to the community pool, Beach Club, and Lagoon. Enjoy walking distance to restaurants, markets, and easy access to local amenities. The home features a modern, multi-level floor plan that offers both privacy and spacious communal living areas. A standout feature is the rare basement with a half-bath, which provides a versatile space beyond just a third bedroom. This flexible area could easily be transformed into a game room, office, media room, home gym, or personal retreat — the choice is yours. The home has been fully upgraded with new flooring throughout, including 6” baseboards and custom framing for all windows, creating a sleek, polished look. The redesigned kitchen is a highlight, featuring premium finishes, an expansive island, and floor-to-ceiling cabinets offering ample storage. New stainless steel appliances complete the space, which opens seamlessly to the dining and family room areas, centered around a dual-sided fireplace. A loft area offers a versatile space that could be used for an office, tech center, or reading nook. The upper level offers dual master suites with views of the community pool. Both bathrooms have been thoughtfully renovated, including the master bath, which now features a luxurious floor-to-ceiling marble shower. The private patio is an ideal spot for outdoor living, complete with an in-glass dog door (a $3,000 upgrade) for added convenience. Additional upgrades throughout the home include a renovated downstairs bath, upgraded toilets in all bathrooms, and built-in cabinets by the fireplace for extra storage. The property is ideally located on a corner lot, offering privacy and easy access to the pool, jacuzzi, and other community amenities. You’ll also be just steps from Santa Margarita Lake, where you can enjoy signature events such as the 4th of July Star Spangled Spectacular and the annual Christmas Tree Lighting. This home offers the perfect blend of comfortable living, modern upgrades, and prime location in one of Rancho Santa Margarita's most sought-after neighborhoods.
Last checked:
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Last updated Apr 3, 2025
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MLS# OC25059135 —
This home is listed in more than one place. See it here.
The Building
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Year Built:1998
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Year Built Source:Public Records
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New Construction:No
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Total Number Of Units:1
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Architectural Style:Mediterranean
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Structure Type:House
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Stories Total:3
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Entry Level:1
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Patio And Porch Features:Brick, Patio
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Patio:1
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Common Walls:No Common Walls
Interior
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Features:Built-in Features, Cathedral Ceiling(s), Recessed Lighting, Storage
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Levels:Three Or More
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Entry Location:front
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Kitchen Features:Kitchen Island, Kitchen Open to Family Room, Remodeled Kitchen
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Eating Area:Breakfast Counter / Bar
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Window Features:Custom Covering
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Flooring:See Remarks
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Room Type:Basement, Family Room, Kitchen, Living Room, Loft, Primary Suite, See Remarks, Two Primaries, Walk-In Closet
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Living Area Units:Square Feet
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Living Area Source:Assessor
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Fireplace:Yes
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Fireplace:Family Room, Gas
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Laundry:Inside
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Laundry:1
Room Dimensions
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Living Area:1529.00
Location
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Directions:Santa Margarita to Fundadores, then right on Montana del Lago. Home is at the end on the left.
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Latitude:33.65036800
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Longitude:-117.58530400
The Property
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Property Type:Residential
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Subtype:Townhouse
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Lot Features:Back Yard, Corner Lot
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Lot Size Source:Assessor
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View:1
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View:Pool
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Additional Parcels:No
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Land Lease:No
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Lease Considered:No
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Census Tract:320.51
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Tax Tract:13666
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Tax Lot:6
Beds
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Total Bedrooms:3
Baths
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Total Baths:3
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Bathroom Features:Upgraded
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Full & Three Quarter Baths:2
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Full Baths:2
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Half Baths:1
The Listing
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Special Listing Conditions:Standard
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Parcel Number:93083200
Heating & Cooling
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Cooling:Yes
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Cooling:Central Air
Utilities
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Sewer:Public Sewer
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Water Source:Public
Schools
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Elementary:TRAMES
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Elementary School:Trabuco Mesa
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Middle School:Rancho Santa Margarita
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Middle School:RASAMA
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High School:Trabucco Hills
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High School:TRAHIL2
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High School District:Saddleback Valley Unified
The Community
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Subdivision:Cierra Del Lago (CDL)
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Subdivision:Cierra Del Lago (CDL)
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Units in the Community:41
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Features:Curbs, Gutters, Sidewalks, Storm Drains, Street Lights, Suburban
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Association Amenities:Pool, Spa/Hot Tub, Barbecue, Picnic Area, Playground
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Association:Cierra del Lago
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Association:Yes
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Association Fee:$240
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Association Fee Frequency:Monthly
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Pool:Association, Community
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Waterfront Features:Lake
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Senior Community:No
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Spa:1
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Private Pool:No
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Spa Features:Association
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Assessments:Yes
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Assessments:Special Assessments, CFD/Mello-Roos
Parking
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Parking:Yes
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Parking:Direct Garage Access, Permit Required
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Parking Spaces:2.00
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Attached Garage:Yes
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Garage Spaces:2.00
Monthly cost estimate

Asking price
$1,100,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$5,890
|
Taxes | N/A |
Insurance | $302 |
HOA fees | $240 |
Utilities | $154 See report |
Total | $6,586/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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4/3/25
Apr 3, 2025
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Listed / Active | CRMLS_CA | $1,100,000 | 106.2% (13.2% / YR) |
3/8/17
Mar 8, 2017
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CRMLS_CA | $533,500 | -3.9% | |
2/1/17
Feb 1, 2017
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CRMLS_CA | $555,000 |