19 N Ridge Road
MC HENRY, MD 21541
- 5 beds
- 3 baths
- 3,060 sqft
- ~1 acre lot
- $158 per sqft
- 1983 build
Very unique property less than 5 minutes from Deep Creek Lake! This duplex has endless potential and has had major renovations in the last few years. Listed at the recently appraised value, this 5 bedroom 3 bath home has 2 units and will easily generate $30,000/year in rental income! The main/upper unit of the home is currently rented for $1500/mth and the downstairs was recently rented for roughly $1000/mth. BOTH units have had major renovations. The oversized 1080 sq ft garage was added on in 2020, which added over 1000 sq ft of living space and a primary suite. Situated on over an acre of land, the spacious yard, wrap around deck, and concrete patio (both brand new in 2021) make for the perfect outdoor oasis. This home is located right in the heart of McHenry minutes from both Deep Creek Lake and the Wisp resort. Live in one area, rent the other, or even turn this into 3 units with limited work! The beauty of this home is that you also can USE THE RENTAL INCOME TO HELP QUALIFY! FHA allows you to live in one, and use the rental income from the other to increase your qualifying power. Tremendous way to pay off a mortgage in a shorter amount of time, and earn passive income as you go. Home inspection was already completed and is available. 1 year home warranty will be provided at the time of settlement. New Roof is also being installed on the main part of the house within the next 3 weeks. Great opportunity for primary or secondary homeowners!
Last checked:
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Last updated Apr 18, 2025
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MLS# MDGA2009328 —
The Building
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Year Built:1983
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Year Built Source:Assessor
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Year Major Reno/Remodel:2021
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Roof:Shingle
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New Construction:No
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Construction Materials:Vinyl Siding, Other, Wood Siding, Combination
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Structure Type:Detached
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Architectural Style:Raised Ranch/Rambler
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Levels:3
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Accessibility Features:Level Entry - Main
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Foundation Details:Other
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Basement:Yes
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Basement Type:Front Entrance, Heated, Improved, Outside Entrance, Partially Finished, Space For Rooms, Walkout Level, Windows
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Total SqFt Source:Estimated
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Total Below Grade SqFt:960
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:2100
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Above Grade Finished SqFt Source:Estimated
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Finished SqFt:960
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:1980
Interior
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Interior Features:2nd Kitchen, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops
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Flooring Type:Luxury Vinyl Plank
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Fireplace:Yes
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Fireplaces:1
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Fireplace Features:Gas/Propane
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Wall & Ceilings:Dry Wall, Wood Ceilings
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Living Area SqFt Source:Estimated
Room Dimensions
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Total SqFt:3060
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Living Area SqFt:3,060 Sqft
Financial & Terms
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Sale Type:Standard
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Possession:Settlement
Location
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Directions:219S to left on Mosser Rd. Follow to N Ridge Rd on the right hand side. 2 entrances - one off of N Ridge and one off of Mosser Rd.
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Latitude:39.56097000
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Longitude:-79.31290000
The Property
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Property Type:Residential
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Property Condition:Very Good
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Lot Size Units:Square Feet
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Lot Size Acres:1.22
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Lot Size Source:Assessor
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Lot Features:Open, Partly Wooded, Rear Yard, SideYard(s)
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Lot SqFt:53,143 Sqft
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Zoning:TBD
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In City Limits:No
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Outdoor Living Structures:Deck(s), Patio(s), Wrap Around
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Other Structures:Above Grade, Below Grade
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Horse:No
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Waterview:No
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Waterfront:No
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Water Oriented:No
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Water Access:No
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Navigable Water:No
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Tidal Water:No
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Land Use Code:R
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (724) 272-8454
- Office phone:
- (301) 387-2000
Taxes
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Tax ID Number:1206020771
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Tax Year:2024
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Tax Annual Amount:$2,446
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Tax Assessed Value:$240,000
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Year Assessed:2025
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County Tax:2446.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:5
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Bedrooms Main Level:2
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Upper Level Bedrooms:1
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Upper Level 1 Bedrooms:1
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Lower Level Bedrooms:2
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Lower Level Bedrooms:2
Baths
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Total Baths:3
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Full Baths:3
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Main Level Baths:1.00
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Main Level Full Baths:1
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Upper Level Full Baths:1
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Lower Level Full Baths:1
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Upper Level Total Baths:1
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Upper Level Total Baths:1.00
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All Lower Levels Total Baths:1
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Lower Level Total Baths:1.00
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Upper Level Full Baths:1
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Lower Level Full Baths:1
The Listing
Heating & Cooling
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Cooling Type:Central A/C, Ductless/Mini-Split
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Forced Air, Heat Pump(s), Baseboard - Electric
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Heating Fuel:Electric, Propane - Leased, Oil
Utilities
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Utilities:Cable TV Available, Phone Available, Propane
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Sewer/Septic:Septic Exists
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Hot Water:Electric
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Water Source:Well
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Internet Services:Cable
Appliances
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Appliances:Dishwasher, Dryer, Extra Refrigerator/Freezer, Microwave, Refrigerator, Stove, Washer, Water Heater
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Laundry Type:Lower Floor, Main Floor
Schools
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School District Name:Garrett County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:None Available
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Senior Community:No
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Exterior Features:Play Area, Play Equipment
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Pool:No Pool
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HOA:No
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Condo/Coop Association:No
Parking
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Total Garage and Parking Spaces:2
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Garage:Yes
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Garage Features:Additional Storage Area, Garage - Front Entry, Garage - Rear Entry, Garage Door Opener, Inside Access, Oversized
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Garage Spaces:2.00
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Garage SqFt:1080
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Type of Parking:Attached Garage
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# of Attached Garage Spaces:2
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$485,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,597
|
Taxes | $203 |
Insurance | $133 |
Utilities | $206 See report |
Total | $3,139/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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4/16/25
Apr 16, 2025
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Listed / Active | BRIGHT | $485,000 |