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188 Cove Lane

Port St. Joe, FL 32456

4 beds
2 baths
1,462 sqft
7,200 sqft lot
$250 per sqft
2023 build
– on site

Located in the quiet and friendly Palmetto Bluff neighborhood, this comfortable and well-kept home offers the perfect mix of coastal charm and everyday convenience. You'll be just minutes from everything you love about Port St. Joe—from downtown shops, restaurants, and live music to the beautiful beaches and Cape San Blas. Schools, the hospital, and local events are all close by, making it easy to enjoy small-town living with all the perks. Inside, you'll find a bright and welcoming layout with 4 bedrooms and 2 bathrooms spread out over 1,400+ square feet. The open-concept design makes it easy to entertain or simply enjoy time with family, with the kitchen, dining, and living areas all flowing together. Tasteful decor, soft neutral colors, and durable vinyl plank flooring throughout the main areas give the home a clean, coastal feel. Two guest bedrooms and a full bath are located at the front of the home, while a third bedroom across the hall offers extra space for guests, a home office, or a playroom. The private primary suite is tucked away in the back with a walk-in closet and a bright bathroom featuring a large shower and single vanity. Step outside to even more features you'll love. The large garage keeps your car out of the weather and offers plenty of extra storage. The fenced backyard is great for pets, kids, or grandkids to play, and includes a lovely pergola that's perfect for relaxing in the shade with a good book or drink in hand. There's also a dedicated storage building for your beach gear, tools, or gardening supplies. Other thoughtful touches include a shallow well for irrigation allowing endless water at no charge for watering your lawn, a whole-home water filtration system (available to purchase separately), and an ADT security system giving you added comfort and convenience. This home has been lovingly maintained and is ready for new memories to be made—whether you're looking for your next full-time home, a coastal getaway, or a smart investment.

Listing courtesy of RAFGC / Beach Properties Real Estate Group

Last checked: Checking… • Last updated Apr 15, 2025 •

MLS# 321628 —

The Building

Year Built:

2023
Year Built Effective:

2023
Builder Name:

Dr Horton
Construction Materials:

HardiPlank Type
Architectural Style:

Traditional
Roof:

Shingle
Foundation Details:

Slab
Levels:

1
Stories:

1
Exterior Features:

Shallow Well
Window Features:

Window Treatments
Patio And Porch Features:

Covered Porch
Security Features:

Smoke Detector(s)

Interior

Interior Features:

Breakfast Bar, Storage, Recessed Lighting, Pantry, Walk-In Closet(s)
Furnished:

Unfurnished
Flooring:

Luxury Vinyl
Fireplace:

false

Room Dimensions

Living Area:

1462
Living Area Units:

Square Feet

Location

Directions:

Traveling on Hwy 98 East, turn left onto Long Ave. Then turn onto Palmetto Bluff Trail. Look for the sign.
Latitude:

29.782812
Longitude:

-85.290248

The Property

Property Type:

Residential
Property Subtype:

Detached Single Family
Property Condition:

Construction Complete
Property Attached:

false
Other Structures:

Storage, Yard Building
Zoning Description:

Residential Single Family
Lot Features:

Landscaped, Sprinkler System, Aerials/Topo Available, Cleared, Covenants/Restrictions, Interior Lot, Subdivided, Sidewalks, Improved Lot
Lot Size Area:

7200
Lot Size Dimensions:

60 x 120
Lot Size SqFt:

7200
Lot Size Acres:

0.1653
Lot Size Units:

Square Feet
Waterfront:

false
Fencing:

Back Yard, Partial, Privacy
Exclusions:

Sold unfurnished - water filtration system can be purchased separately.
Road Responsibility:

Community Owned Maintained Road
Road Frontage Type:

City Street
Additional Parcels:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Annual Amount:

4250.86
Tax Lot:

Lot 28
Tax Legal Description:

13 T8S R11W LOT 28 OF COVE AT PALMETTO BLUFF ORB 813/294 WD FR DR HORTON INC MAP 51A

Beds

Bedrooms Total:

4
Master Bedroom Features:

Blinds, Master Downstairs

Baths

Total Baths:

2
Total Baths:

2
Full Baths:

2
Master Bathroom Features:

Double Vanity, Shower Only, Walk-In Closet(s)

The Listing

Flood Zone:

X
Virtual Tour URL Unbranded:

tour.usamls.net/188-Cove-Lane-Port-St-Joe-FL-32456/unbranded

Heating & Cooling

Heating:

Central Electric
Heating:

true
Cooling:

true
Cooling:

Central Electric, Ceiling Fan(s)

Utilities

Utilities:

Cable Available, Electricity Connected, Internet Available, Phone Available, Sewer Connected, Tap Fee Paid, Underground Utilities, Water Connected, City Trash
Water Source:

Public, Tap Fee Paid, Well
Sewer:

Public Sewer

Appliances

Appliances:

Dishwasher, Microwave, Refrigerator, Electric Oven
Laundry Features:

Washer/Dryer Hookup

The Community

Subdivision Name:

Cove At Palmetto Bluff
Association:

true
Association Fee:

345
Association Fee Includes:

Accounting, Legal, Management
Association Fee Frequency:

Annually
Community Features:

Pickle Ball Court, Playground, Street Lights
Pool Private:

false
Pool Features:

None

Parking

Garage:

true
Attached Garage:

true
Carport:

false
Open Parking:

true
Parking Features:

Driveway, Garage Attached, Guest
Parking Total:

3

Monthly cost estimate

Asking price

$366,500

Expense	Monthly cost
Mortgage	$1,962
Taxes	$354
Insurance	$100
HOA fees	$29
Utilities	$154 See report
Total	$2,599/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

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This house located in Port St. Joe, FL 32456 is currently for sale for $366,500. 188 Cove Lane is a 1,462 square foot house with 4 beds and 2 baths that has been on Estately for 5 days.

Listing Courtesy of: RAFGC and Beach Properties Real Estate Group.

Property information provided by the RAFGC MLS – a service of the REALTOR® Association of
Franklin & Gulf Counties. The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.