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16490 SW Indiana Avenue

Cedar Key, FL 32625

4 beds
4 baths
1,392 sqft
14,810 sqft lot
$466 per sqft
1982 build
– on site

Waterfront Stilt Home in Cedar Key – Income-Producing Opportunity Priced Below Appraised Value of $675k *New oyster quartz kitchen countertops being installed 4/14* Discover the perfect blend of coastal charm and modern comfort in this 4-bedroom, 4-bathroom stilt home located on the water in Cedar Key. Offering 1,392 square feet of living space, this unique property includes a detached mother-in-law suite and a separate guest cottage, making it ideal for multi-generational living or an income-producing rental. The main home features a spacious open floor plan with soaring vaulted wood ceilings, creating a warm and inviting atmosphere. Large windows provide abundant natural light and stunning waterfront views. The kitchen is thoughtfully designed with modern appliances, a center island, and ample cabinet space. The primary suite is a peaceful retreat, while additional bedrooms and loft space offer flexibility for guests or storage. Outdoor living is a highlight of this property, with expansive decks, a screened-in porch, and breathtaking sunset views over the water. Beneath the home, there is ample storage space, perfect for kayaks, fishing gear, or a workshop. The property also features a full outdoor bath and shower, ideal for rinsing off after a day on the water. Located in the heart of Cedar Key, this turnkey investment is perfect for those seeking a primary residence, vacation home, or rental property. With direct waterfront access, a peaceful setting, and excellent rental potential, this coastal retreat is a rare find. Schedule your private showing today to experience the beauty and income potential of this exceptional Cedar Key home.

Listing courtesy of STELLAR_MLS / KELLER WILLIAMS REALTY-ELITE P

Last checked: Checking… • Last updated Apr 1, 2025 •

MLS# W7872769 —

The Building

Year Built:

1982
New Construction:

false
Construction Materials:

Wood Frame
Levels:

One
Roof:

Metal
Foundation Details:

Stilt/On Piling
Building Area Total:

2524
Building Area Units:

Square Feet
Building Area Source:

Public Records

Interior

Interior Features:

Cathedral Ceiling(s)
Flooring:

Ceramic Tile
Fireplace:

false

Room Dimensions

Living Area:

1392
Living Area Units:

Square Feet
Living Area Source:

Owner

Location

Directions:

From FL-24 W, turn right onto Whiddon Ave, continue onto 9th st, turn right onto Whiddon Age, turn right onto Gulf Blvd, turn left onto Indiana Ave.
Latitude:

29.144262
Longitude:

-83.044146
Coordinates:

-83.044146, 29.144262

The Property

Parcel Number:

004200010M
Property Type:

Residential
Property Subtype:

Single Family Residence
Lot Size Acres:

0.34
Lot Size Area:

14810
Lot Size SqFt:

14810
Lot Size Dimensions:

130 x 115
Lot Size Units:

Square Feet
Total Acres:

1/4 to less than 1/2
Zoning:

R1
Direction Faces:

North
View:

false
Exterior Features:

French Doors
Water Source:

Public
Road Surface Type:

Paved
Flood Zone Code:

AE
Additional Parcels:

false
Homestead:

true
Lease Restrictions:

false
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Lot:

20
Tax Legal Description:

30-15-13 0000.34 ACRES TRACT 130 X 115 FT IN NW1/4 OF SE1/4 OR BOOK 1465 PAGE 127 - AKA LT 20 UNREC SURVEY WEBSTER JOHNSON-
Tax Book Number:

1-38
Tax Annual Amount:

1880.35

Beds

Bedrooms Total:

4

Baths

Total Baths:

4
Total Baths:

4
Full Baths:

4

The Listing

Virtual Tour URL Unbranded:

https://my.matterport.com/show/?m=6tU2EHbhGZf
Special Listing Conditions:

None

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Central Air
Cooling:

true

Utilities

Utilities:

Electricity Available
Sewer:

Public Sewer

Appliances

Appliances:

Dishwasher
Laundry Features:

Inside

The Community

Subdivision Name:

WEBSTER JOHNSONS
Senior Community:

false
Waterview:

false
Water Access:

false
Waterfront:

false
Pool Private:

false
Association:

false
Ownership:

Fee Simple

Parking

Garage:

false
Carport:

false

Monthly cost estimate

Asking price

$649,500

Expense	Monthly cost
Mortgage	$3,477
Taxes	$156
Insurance	$178
Utilities	$163 See report
Total	$3,974/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
2/21/25 Feb 21, 2025	Listed / Active	STELLAR_MLS	$649,500

House For Sale

$649,500

Cost Est.

$3,974/mo.

Listing provided by broker:

Katie Spires, PA

KELLER WILLIAMS REALTY-ELITE P

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Similar sold homes

This house located in Cedar Key, FL 32625 is currently for sale for $649,500. 16490 SW Indiana Avenue is a 1,392 square foot house with 4 beds and 4 baths that has been on Estately for 39 days. This house is in the attendance area of Cedar Key School.

Listing Courtesy of: STELLAR_MLS and KELLER WILLIAMS REALTY-ELITE P.

Based on information from the My Florida Regional MLS DBA Stellar MLS 2025.

All information provided is deemed reliable but is not guaranteed and should be independently verified. Stellar MLS, Estately and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. Stellar MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. For any questions please call (407) 499-8911.