1540 N Garfield Avenue
Loveland, CO 80538
- 4 beds
- 4 baths
- 3,181 sqft
- ~3/4 acre lot
- $306 per sqft
- 1951 build
- – on site
Welcome to this versatile property in the heart of Loveland, perfect for multi-generational living, income generation, and personal enjoyment. Situated on a spacious 0.8-acre lot, this home blends modern upgrades with historic charm and thoughtful design to meet a variety of needs with 4 bedrooms and 4 bathrooms. The main level features 2 bedrooms, 2 bathrooms, beautifully updated hickory wood floors, a radiant-heated bathroom floor, and a stunning kitchen with stainless steel appliances, solid-surface countertops, under-cabinet lighting, and a full tile backsplash. A year-round sunroom, equipped with a mini-split system, skylights, and storage cabinets, offers the perfect space for relaxing or a home office. The basement walk-out features two operational Airbnb units, each with its own private entrance, offering flexibility and income potential. The first unit, Sweetheart City Inn, is a well-appointed space that includes 1 bedroom with a walk-in closet, a spacious living area, a kitchenette, and three-quarter bathroom. The second unit, The Cellar, is a cozy open studio with a kitchenette, beautifully stained concrete floors, and a three-quarter bathroom. Both units have been thoughtfully renovated and are actively generating income through short-term rentals, offering flexible options for additional income or multi-generational living. The oversized 988.6 SF garage features epoxy floors, a wood-burning stove, a separate shop space, and access to a root cellar, making it ideal for hobbyists or extra storage. The outdoor space is equally impressive, with lush seasonal gardens, multiple entertainment areas, motion-sensor lighting, and front/backyard irrigation systems. A private well provides exterior irrigation, while City utilities supply potable water to the home. Conveniently located near Lake Loveland, with no HOA and no metro tax, this property offers flexibility, freedom, and charm-all in a central location. Don't miss your chance to own this incredible home!
Last checked:
As a licensed real estate brokerage, Estately has access to the same database professional Realtors use: the Multiple Listing Service (or MLS). That means we can display all the properties listed by other member brokerages of the local Association of Realtors—unless the seller has requested that the listing not be published or marketed online.
The MLS is widely considered to be the most authoritative, up-to-date, accurate, and complete source of real estate for-sale in the USA.
Estately updates this data as quickly as possible and shares as much information with our users as allowed by local rules. Estately can also email you updates when new homes come on the market that match your search, change price, or go under contract.
Checking…
•
Last updated Feb 25, 2025
•
MLS# IR1022503 —
This home is listed in more than one place. See it here.
The Building
-
Year Built:1951
-
Direction Faces:West
-
Construction Materials:Vinyl Siding, Wood Frame
-
Structure Type:House
-
Patio And Porch Features:Deck, Patio
-
Window Features:Skylight(s), Window Coverings
-
Roof:Composition
-
Basement:true
-
Levels:One
-
Building Area Total:3275
-
Building Area Source:Other
-
Above Grade Finished Area:1765
-
Below Grade Finished Area:1416
-
Property Attached:false
Interior
-
Interior Features:Eat-in Kitchen, In-Law Floor Plan, Open Floorplan, Pantry, Primary Suite, Walk-In Closet(s), Wet Bar
-
Flooring:Wood
-
Laundry Features:In Unit
Room Dimensions
-
Living Area:3181
Location
-
Directions:From Eisenhower Blvd, turn North onto N Garfield Ave. The property is the eighth home on the right after making the turn. Look for its distinctive features and welcoming presence as you arrive!
-
Latitude:40.409397
-
Longitude:-105.077431
The Property
-
Property Type:Residential
-
Property Subtype:Single Family Residence
-
Parcel Number:R0374903
-
Possible Use:Residential
-
Zoning:R1E
-
Lot Features:Level, Sprinklers In Front
-
Lot Size Acres:0.81
-
Lot Size SqFt:35167
-
Vegetation:Wooded
-
Road Frontage Type:Public
-
Road Surface Type:Paved
Listing Agent
- Contact info:
- Agent phone:
- (970) 432-4883
- Office phone:
- (970) 619-8308
Taxes
-
Tax Year:2023
-
Tax Annual Amount:2936.42
-
Tax Legal Description:A parcel of land situate in the SW 1/4 of Section 12, Township 5 North, Range 69 West of the 6th P.M. more particularly described as: Beginning as a point 400.00 feet North of the Northwest Corner of Block 1. Cherry Hill Addition to the City of Loveland, Colorado, said point being the True Point of Beginning, thence North 100.00 feet to the Southwest Corner of Lot 7, Foster Subdivision of North End Addition, to the City of Loveland, Colorado. thence North 10.00 feet, thence East to the Westerly Right of way of the Colorado and Southern Railroad, thence Southeasterly along said right of Way to a point directly East of the True Point of Beginning, thence West of the True Point of Beginning, County of Larimer, State of Colorado.
Beds
-
Bedrooms Total:4
-
Main Level Bedrooms:2
-
Basement Level Bedrooms:2
Baths
-
Total Baths:4
-
Three Quarter Baths:3
-
Half Baths:1
-
Main Level Baths:2
-
Basement Level Baths:2
The Listing
-
Virtual Tour URL Unbranded:https://www.zillow.com/view-imx/221e0586-11a7-4460-a60f-bb51be9ffba0?initialViewType=pano
Heating & Cooling
-
Heating:Baseboard, Radiant
-
Cooling:Central Air
Utilities
-
Utilities:Cable Available, Electricity Available, Internet Access (Wired), Natural Gas Available
-
Sewer:Public Sewer
-
Water Source:Public
Appliances
-
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Washer
Schools
-
Elementary School:Other
-
Elementary School District:Thompson R2-J
-
Middle Or Junior School:Other
-
High School:Mountain View
-
High School District:Thompson R2-J
The Community
-
Subdivision Name:Foster
-
Association:false
Parking
-
Parking Total:3
-
Parking Features:Heated Garage, Oversized, RV Access/Parking
-
Garage Spaces:3
Monthly cost estimate

Asking price
$975,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$5,220
|
Taxes | $244 |
Insurance | $268 |
Utilities | $182 See report |
Total | $5,914/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.