138 White Cap Way
Panama City Beach, FL 32407
- 3 beds
- 2 baths
- 1,305 sqft
- 4,697 sqft lot
- $245 per sqft
- 2006 build
- – on site
Welcome to your dream home in the desirable Palm Cove community in Panama City Beach, FL. This beautifully maintained 3-bedroom, 2-bathroom home offers the ultimate blend of convenience and beach living. Located just minutes from the stunning Gulf Coast, you'll have easy access to the beach, shopping, dining, and entertainment options. Whether you're looking for a vacation home, investment property, or a permanent residence, this home is perfect for any lifestyle. Step inside to find an open, spacious floor plan. The large living area leads to a well-appointed kitchen. The master suite is a true retreat with a walk-in closet, and a serene en-suite bathroom. Two additional bedrooms provide plenty of room for guests or family. Enjoy the tranquility of your back patio with a beautiful nature preserve view, which offers added privacy as there are no homes directly behind you. The front porch provides the perfect spot to relax, and with guest parking just across the street and a nearby playground, convenience is key. The Palm Cove community offers incredible amenities, including two swimming pools (one heated seasonally), trash service, ground maintenance, and security gates, all covered by the low HOA fees. The community also handles lawn care and power washing, making this a true low-maintenance home. Don’t miss your chance to own a piece of paradise in one of the most sought-after areas of Panama City Beach! Contact us today to schedule a showing! https://my.matterport.com/show/?m=UQ2AaN4q92x
Last checked:
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Last updated Mar 8, 2025
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MLS# O6284424 —
The Building
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Year Built:2006
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New Construction:false
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Construction Materials:Stucco
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Levels:One
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Roof:Shingle
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Foundation Details:Slab
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Building Area Total:1305
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Building Area Units:Square Feet
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Building Area Source:Public Records
Interior
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Interior Features:Other
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Flooring:Tile
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Fireplace:false
Room Dimensions
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Living Area:1305
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Living Area Units:Square Feet
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Living Area Source:Public Records
Location
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Directions:Head south on US-231, take the FL-390 W exit toward Panama City Beach, turn right onto White Cap Way, and the property will be on your right.
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Latitude:30.193092
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Longitude:-85.816063
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Coordinates:-85.816063, 30.193092
The Property
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Parcel Number:34039769000
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Property Type:Residential
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Property Subtype:Single Family Residence
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Lot Size Acres:0.11
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Lot Size Area:4697
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Lot Size SqFt:4697
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Lot Size Units:Square Feet
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Total Acres:0 to less than 1/4
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Zoning:R-1
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Direction Faces:South
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View:false
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Exterior Features:Sliding Doors
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Water Source:Public
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Road Surface Type:Concrete
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Flood Zone Code:X
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Flood Zone Panel:12005C0304J
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Additional Parcels:false
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Homestead:true
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Lease Restrictions:false
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Land Lease:false
Listing Agent
- Contact info:
- Agent phone:
- (407) 517-8586
- Office phone:
- (407) 558-1396
Taxes
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Tax Year:2024
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Tax Lot:201
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Tax Block:512
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Tax Legal Description:PALM COVE PH 3 LOT 201 ORB 3891 P 512
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Tax Book Number:3891
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Tax Annual Amount:1546
Beds
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Bedrooms Total:3
Baths
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Total Baths:2
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Total Baths:2
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Full Baths:2
The Listing
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Virtual Tour URL Unbranded:https://my.matterport.com/show/?m=UQ2AaN4q92x
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Special Listing Conditions:None
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Central Air
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Cooling:true
Utilities
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Utilities:Cable Available
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Sewer:Public Sewer
Appliances
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Appliances:Cooktop
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Laundry Features:Inside
The Community
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Subdivision Name:PALM COVE PH 03
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Senior Community:false
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Community Features:Playground
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Waterview:false
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Water Access:false
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Waterfront:false
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Pool Private:false
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Pets Allowed:Yes
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Association:true
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Association Fee:475
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Association Fee Frequency:Quarterly
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Association Fee Includes:Community Pool
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Association Fee Requirement:Required
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Monthly HOA Amount:158.33
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Ownership:Fee Simple
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Association Approval Required:false
Parking
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Garage:true
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Attached Garage:true
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Garage Spaces:1
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Carport:false
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Covered Spaces:1
Monthly cost estimate

Asking price
$320,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,713
|
Taxes | $128 |
Insurance | $88 |
HOA fees | $158 |
Utilities | $146 See report |
Total | $2,233/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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3/7/25
Mar 7, 2025
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Listed / Active | STELLAR_MLS | $320,000 |