13649 Banana Wind Way Way
Panama City Beach, FL 32413
- 5 beds
- 5 baths
- 2,128 sqft
- $608 per sqft
- 2023 build
- – on site
13649 Banana Wind Way is one of the most desirable homes in the coveted Margarittaville Cottages in Panama City Beach, Florida. This beautiful home is one of the premier lots in the subdivision with a world-class resort style pool & lazy river right outside your back door. The community also boasts 580 feet of private, dedicated sugar-white sand beaches. The subdivision has a newly constructed multi-level entertainment facility that includes an arcade, restaurant, fully equipped gym, and conference rooms. These new amenities create an ideal environment for vacation rentals by making Margaritaville Cottages a perfect place to host corporate retreats, family reunions, wedding parties, and other large groups. This poolside cottage is a 5 bedroom, 4.5 bath home that spans 2,128 heated and cooled square feet with an additional 350 square feet of covered outdoor space. The details of the home are ideal for a vacation rental property or for personal use with its white quartz countertops, grand island in the kitchen, tankless water heater, and stainless steel gas appliances. The luxury vinyl plank flooring is ideal for a poolside beach house with its chic look, durability, and water/pet resistant finish. The open floor plan flows smoothly and maximizes the use of space throughout the home. The kitchen has a grand island with seating for four and an adjacent dining area with seating for eight people. It also has stainless steel appliances including a 36" gas range. The 10' ceilings throughout the first level make the home feel spacious, and the ample windows provide gorgeous natural lighting in addition to their views of the resort-style pool. The half bath off the main living area is perfect for guests, and the downstairs suite has its own ensuite bathroom with dual vanities and walk-in shower. Upstairs, the quartz finishes are carried throughout the ensuite bathrooms attached to the bedrooms, and the luxury vinyl plank flooring on the first level is present throughout the upstairs as well. One detail I love is that they ran the tile all the way to the ceiling in every shower which gives them a classy touch, that's a detail that so often gets overlooked at this price point. Upstairs also has a washer and dryer that's smartly tucked away into a closet for a minimalist look, and its built-in shelving provides additional hidden storage. Margaritaville Cottages is a premier subdivision in Panama City Beach, Florida located only 2 miles from the renowned Pier Park shopping center, and it also boasts world-class amenities such as a 425 ft lazy river, resort-style pool, two waterslides, a private beach, and brand new multi-level amenities center. The community also has an on-site rental manager and is backed by the Margaritaville brand which is recognized around the globe for its quality and coastal luxury lifestyle.
Last checked:
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Last updated Apr 11, 2025
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MLS# 973657 —
The Building
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Year Built:2023
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Construction Materials:Frame, Roof Metal, Siding CmntFbrHrdBrd
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Building Area Total:2128.0
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Building Area Source:County PA Records
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Architectural Style:Florida Cottage
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Basement:None
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Stories:2
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Levels:None
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Foundation Details:None
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Exterior Features:Deck Covered, Deck Open
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Patio And Porch Features:None
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Accessibility Features:None
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Security Features:None
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Direction Faces:None
Interior
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Interior Features:Ceiling Raised, Floor Vinyl, Furnished - All, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup, Window Treatment All
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Rooms Total:7
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Flooring:None
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Fireplace:No
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Fireplaces Total:None
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Fireplace Features:None
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Laundry Features:None
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Location
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Directions:2-miles east of Pier Park, turn North into the Margaritaville entrance, turn left and follow Paradise Found Circle, then turn Right on Banana Wind Way. The home will be on your right.
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Construction Complete
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Property Attached:None
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Lot Features:Within 1/2 Mile to Water
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Lot Size Dimensions:32x76
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Lot Size Units:Acres
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Zoning:Resid Single Family
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Possible Use:None
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Parcel Number:34764-200-310
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Topography:None
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Waterfront:No
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Water Body Name:None
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Road Frontage Type:City Street
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Road Surface Type:Paved
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Legal Description:PANAMA CITY BEACH RESORT LOT 31 MARGARITAVILLE COTTAGES PH 3 ORB 4739 P 1795
Beds
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Bedrooms Total:5
Baths
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Total Baths:4.5
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Total Baths:5
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Full Baths:4
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Half Baths:1
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:No
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Cooling:No
Utilities
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Utilities:Electric, Gas - Natural, Public Sewer, Public Water
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Electric:None
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Sewer:None
Appliances
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Appliances:Dryer, Refrigerator, Stove/Oven Gas, Washer
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Dryer:true
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Washer:true
Schools
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Elementary School:Hutchinson Beach
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Elementary School District:None
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Middle Or Junior School:Surfside
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Middle Or Junior School District:None
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High School:Arnold
The Community
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Subdivision Name:Margaritaville Cottages
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Community Features:Community Room, Deed Access, Exercise Room, Game Room, Pool, Waterfront
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Association:true
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Association Amenities:None
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Association Fee:None
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Association Fee 2:2225.0
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Association Fee Frequency:Quarterly
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Association Fee Includes:Accounting, Ground Keeping, Master Association, Recreational Faclty
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Pool Private:None
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Pool Features:Pool Type
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Carport:false
Monthly cost estimate

Asking price
$1,295,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$6,934
|
Taxes | N/A |
Insurance | $356 |
Utilities | $184 See report |
Total | $7,474/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Transit Score®
Provided by WalkScore® Inc.
Transit Score measures a location's access to public transit. It is based on nearby transit routes frequency, type of route (bus, rail, etc.), and distance to the nearest stop on the route. Transit Scores range from 0 (Minimal Transit) to 100 (Rider’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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4/11/25
Apr 11, 2025
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Listed / Active | ECARMLS | $1,295,000 |