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13342 W State Highway 20

Freeport, FL 32439

3 beds
2 baths
1,369 sqft
~1 acre lot
$310 per sqft
1976 build
– on site

DON'T MISS THIS UNIQUE OPPORTUNITY featuring a 276' waterfront on the Choctawhatchee Bay PLUS an adjacent 1.2-acre corner lot with a cozy 3 Bedroom, two bathroom cottage. Choctaw Beach, Florida, while enjoying a Freeport mailing address, is in Walton County with lower taxes and a peaceful lifestyle. This property offers stunning bay views, outdoor & recreational activities, and easy access to nearby beaches and amenities. Build a dock on your waterfront or, simply enjoy the view. Available for the first time in 30 years, this is your opportunity to own this high and dry property where you can enjoy nature and relax in a picturesque setting with your own waterfront access! The cottage provides a comfortable living space while you build your dream home. Features include a screened porch perfect for enjoying the outdoors! Whether you are gardening, birdwatching, fishing, or simply relaxing this is your place! The view across the Choctawhatchee Bay includes the Sandestin and Miramar Beach skyline. Enjoy a great view of fireworks from 30A to Destin during summers and holidays. Easy access to the beach, Mid Bay Bridge, Destin Commons, Niceville, Destin, Freeport, Miramar Beach, and Santa Rosa Beach, Florida makes this a highly desired property. Convenient to airports, military bases, shopping, dining, entertainment, healthcare, and services this is a most sought after area - come to see for yourself why this property is your jewel along the Choctawhatchee Bay! Private Tours Available.

Listing courtesy of ECARMLS / Keller Williams Realty Destin

Last checked: Checking… • Last updated Mar 23, 2025 •

MLS# 971922 —

The Building

Year Built:

1976
Construction Materials:

Brick, Roof Metal
Building Area Total:

1369.0
Building Area Source:

County PA Records
Architectural Style:

Other
Basement:

None
Stories:

1
Levels:

None
Foundation Details:

None
Exterior Features:

Porch Screened, Workshop
Patio And Porch Features:

None
Accessibility Features:

None
Security Features:

None
Direction Faces:

None

Interior

Interior Features:

Floor Laminate, Floor WW Carpet
Rooms Total:

8
Flooring:

None
Fireplace:

No
Fireplaces Total:

None
Fireplace Features:

None
Laundry Features:

None

Room Dimensions

Living Area:

None
Living Area Units:

None
Living Area Source:

None

Financial & Terms

Buyer Financing:

Conventional, FHA, VA, Other

Location

Directions:

Hwy 20 - Located East of Niceville and along Choctawhatchee Bay. Corner of Water Oak and Hwy 20, Choctaw Beach. USE GPS for best results

The Property

Property Type:

Residential
Property Subtype:

Detached Single Family
Property Condition:

Construction Complete
Property Attached:

None
Lot Features:

Corner, Within 1/2 Mile to Water
Lot Size Acres:

1.29
Lot Size Area:

1.29
Lot Size Dimensions:

157 X 446 X 160 X 462
Lot Size SqFt:

56192.4
Lot Size Units:

Acres
Zoning:

Resid Single Family
Possible Use:

None
Parcel Number:

28-1S-21-41010-008-0010
Topography:

None
Waterfront:

true
Waterfront Features:

Bay
Water Body Name:

None
Road Frontage Type:

County Road, State Road
Road Surface Type:

Paved

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Annual Amount:

374.1
Tax Legal Description:

LOT 1 BLK 8 CHEROKEE S/D OR 964-241 OR 1114-206 OR 3080-1087 TOGETHER WITH 2 BAY FRONT PARCELS LOTS 42 & 43 BLK 12 CHEROKEE S/D

Beds

Bedrooms Total:

3

Baths

Total Baths:

2.0
Total Baths:

2
Full Baths:

2
Partial Baths:

None
Three Quarter Baths:

None
Quarter Baths:

None

The Listing

Virtual Tour URL Branded:

None
Virtual Tour URL Unbranded:

https://my.matterport.com/show/?m=WerEWHQEdqQ&mls=1
Home Warranty:

No

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Ceiling Fan(s), Central Air
Cooling:

true

Utilities

Utilities:

Electric, Public Water, Septic Tank, Sewer Available
Electric:

None
Sewer:

None

Appliances

Appliances:

Dishwasher, Refrigerator, Stove/Oven Electric
Dishwasher:

true

Schools

Elementary School:

Freeport
Elementary School District:

None
Middle Or Junior School:

Freeport
Middle Or Junior School District:

None
High School:

Freeport

The Community

Subdivision Name:

CHEROKEE
Community Features:

Pets Allowed
Association:

No
Association Amenities:

None
Association Fee:

None
Pool Private:

None
Spa Features:

None
Pets Allowed:

None
Senior Community:

No

Parking

Attached Garage:

false
Carport:

true
Carport Spaces:

1.0
Parking Features:

Boat, Carport, Covered, Detached

Monthly cost estimate

Asking price

$425,000

Expense	Monthly cost
Mortgage	$2,275
Taxes	$31
Insurance	$116
Utilities	$161 See report
Total	$2,583/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
3/23/25 Mar 23, 2025	Listed / Active	ECARMLS	$425,000

House For Sale

$425,000

Cost Est.

$2,583/mo.

Listing provided by broker:

Deana Grau

Keller Williams Realty Destin

Want a closer look?

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This house located in FL 32439 is currently for sale for $425,000. 13342 W State Highway 20 is a 1,369 square foot house with 3 beds and 2 baths that has been on Estately for 2 days. This house is in the attendance area of Freeport High School, Freeport Elementary School, and Freeport Middle School.

Listing Courtesy of: ECARMLS and Keller Williams Realty Destin.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.