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13000 W State Highway 20

Freeport, FL 32439

10 beds
12 baths
9,015 sqft
~3 acre lot
$216 per sqft
1983 build
– on site

A RARE INCOME-GENERATING OPPORTUNITY - BAYFRONT ESTATE WITH UNMATCHED VERSATILITY! Whether you're seeking a PROFITABLE EVENT VENUE for Weddings, Corporate Retreats, or Family Reunions - or dreaming of a sprawling FAMILY COMPOUND** - this 3.5-ACRE WATERFRONT ESTATE offers limitless potential. Perfectly perched on an elevated bluff with PANORAMIC VIEWS OF THE CHOCTAWHATCHEE BAY, this one-of-a-kind property features a 7,589 SF MAIN HOUSE with 8 bedrooms, 4 bathrooms, and 2 kitchens, plus a 1,426 SF GUEST HOUSE with 3 bedrooms, 3 bathrooms, a full kitchen, and living/dining area. The EXPANSIVE GROUNDS provide ample space for additional structures to further increase revenue potential. Host guests in style with over 5,000 SF of patio space, a huge SALTWATER POOL facing the bay, and sweeping sun-drenched lawns beneath a canopy of oak trees. A fishing hotspot with local grass beds sits just offshore, and you have the option to build a private dock on your deeded waterfront land across the street or launch from nearby Choctaw Beach. With three gated entrances, multiple storage sheds, and breathtaking sunrise views over the bay, this estate offers both privacy and grandeur. Located just 15 minutes from Destin's white sand beaches and a scenic drive to 30A's world-class shops and dining, but without the high price per square foot or seasonal congestion. The current owner enjoys six-figure part-time rental income from private events and luxury vacation stays, with room to scale year-round income through strategic marketing. Don't miss this once-in-a-lifetime opportunity to own a profitable bayfront retreat! Call today for your private showing!

Listing courtesy of ECARMLS / Lokation

Last checked: Checking… • Last updated Apr 2, 2025 •

MLS# 971137 —

The Building

Year Built:

1983
Construction Materials:

Roof Tile/Slate, Stucco
Building Area Total:

9015.0
Building Area Source:

County PA Records
Architectural Style:

Villa
Basement:

None
Stories:

2
Levels:

None
Foundation Details:

None
Exterior Features:

Balcony, Fenced Chain Link, Fenced Lot-All, Guest Quarters, Lawn Pump, Patio Covered, Patio Open, Pool - In-Ground, Sprinkler System, Yard Building
Patio And Porch Features:

None
Accessibility Features:

None
Security Features:

None
Direction Faces:

None

Interior

Interior Features:

Breakfast Bar, Ceiling Beamed, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Raised, Ceiling Vaulted, Fireplace 2+, Floor Hardwood, Floor Laminate, Floor Marble, Floor Tile, Furnished - Some, Guest Quarters, Kitchen Island, Lighting Recessed, Owner's Closet, Plantation Shutters, Shelving, Split Bedroom, Walls Paneled, Washer/Dryer Hookup, Window Treatment All
Rooms Total:

12
Flooring:

None
Fireplace:

No
Fireplaces Total:

None
Fireplace Features:

None
Laundry Features:

None

Room Dimensions

Living Area:

None
Living Area Units:

None
Living Area Source:

None

Financial & Terms

Buyer Financing:

Conventional

Location

Directions:

From Niceville - from Midbay bridge that leads into Destin travel approx 4 miles E on HWY 20 -

The Property

Property Type:

Residential
Property Subtype:

Detached Single Family
Property Condition:

Construction Complete
Property Attached:

None
Lot Features:

Within 1/2 Mile to Water
Lot Size Acres:

3.43
Lot Size Area:

3.43
Lot Size Dimensions:

~415x340x170x590+/-
Lot Size SqFt:

149410.8
Lot Size Units:

Acres
Zoning:

Resid Single Family
Possible Use:

None
Parcel Number:

28-1S-21-41010-008-0200
Topography:

None
View:

Bay
Waterfront:

true
Waterfront Features:

Bay
Water Body Name:

None
Road Frontage Type:

State Road
Road Surface Type:

Paved

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Annual Amount:

9927.96
Tax Legal Description:

LOTS 20 TO 26 BLK 8 CHEROKEE S/D LESS & EXCEPT: COM SW/C LOT 23 BLK 8 CHEROKEE S/D, E 63 FT FOR POB; N PARALLEL TO W LN OF LOT 150FT, E TO W ROW JUNIPER STREET, SLY ALG ROW TO SE/C OF LOT, W 63FT TO POB. OR 2084-352 OR 2142-131 OR 2332-1800 OR 2332-1804 OR 2933-2314 OR 3075-4301 OR 3279-1202 OR 3285-4049

Beds

Bedrooms Total:

10

Baths

Total Baths:

10.5
Total Baths:

12
Full Baths:

9
Half Baths:

3
Partial Baths:

None
Three Quarter Baths:

None
Quarter Baths:

None

The Listing

Virtual Tour URL Branded:

None
Home Warranty:

No

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Ceiling Fans, Central Air
Cooling:

true

Utilities

Utilities:

Electric, Public Water, Septic Tank
Electric:

None
Sewer:

None

Appliances

Appliances:

Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Wine Refrigerator
Dryer:

true
Washer:

true
Disposal:

true
Microwave:

true
Dishwasher:

true

Schools

Elementary School:

Freeport
Elementary School District:

None
Middle Or Junior School:

Freeport
Middle Or Junior School District:

None
High School:

Freeport

The Community

Subdivision Name:

Choctaw Beach
Association:

No
Association Amenities:

None
Association Fee:

None
Pool Private:

None
Pool Features:

Pool Type
Spa Features:

None
Pets Allowed:

None
Senior Community:

No

Parking

Carport:

false

Monthly cost estimate

Asking price

$1,949,000

Expense	Monthly cost
Mortgage	$10,436
Taxes	$827
Insurance	$535
Utilities	$503 See report
Total	$12,301/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
4/2/25 Apr 2, 2025	Listed / Active	ECARMLS	$1,949,000	29.9% (13.7% / YR)
1/27/23 Jan 27, 2023		ECARMLS	$1,500,000

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This house located in FL 32439 is currently for sale for $1,949,000. 13000 W State Highway 20 is a 9,015 square foot house with 10 beds and 12 baths that has been on Estately for 1 days. This house is in the attendance area of Freeport High School, Freeport Middle School, and Freeport Elementary School.

Listing Courtesy of: ECARMLS and Lokation.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.