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13 Chatham Ln

PALMYRA, VA 22963

Name: Open House: 1pm-4pm
Start: 2025-03-30T13:00:00
End: 2025-03-30T16:00:00
Location: 13 Chatham Ln

4 beds
3 baths
2,112 sqft
$276 per sqft
1984 build

Waterfront with Dock: OPEN SUNDAY 3/30, 1-4:00 pm. Stunning Cape Cod, Move-in ready. 4 bedrooms, 2.5 baths. First floor primary bedroom attached bath, double vanity, and large walk-in closet. Upgraded kitchen & bathrooms, modern colors. New stainless-steel appliances, flooring, lighting, and energy-efficient windows with water views. 696 sq ft. finished walk-out basement includes a spacious bedroom, or an optional family room, laundry area (includes new washer & dryer), and bath rough-in. Large workshop with lots of storage. A single car garage. 126 feet of waterfront with a boat dock on a peaceful cove. All-new concrete steps to the dock with new decking. Don't miss out on this rare opportunity to enjoy year-round lakefront living or the perfect getaway home! Lake Monticello (22 miles of shoreline) is a Gated Community. Includes a PGA golf course, tennis and & Pickleball courts, and an Olympic-sized pool. 30-minute drive to Charlottesville, 45-minute drive to Richmond. Quick closing! SELLERS ARE negotiable to ALL OFFERS. Buyers may be eligible for a reduced rate through a preferred lender.,Marble Counter,Fireplace in Living Room

Listing courtesy of BRIGHT / RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

Last checked: Checking… • Last updated Mar 28, 2025 •

MLS# 657274 —

Upcoming Open Houses

Sunday, 3/30
1pm-4pm

View more open houses in Lake Monticello, VA

The Building

Year Built:

1984
Year Built Source:

Estimated
Roof:

Architectural Shingle
New Construction:

No
Construction Completed:

No
Building Name:

13 Chatham Lane Lake Front
Structure Type:

Detached
Architectural Style:

Cape Cod
Levels:

1.5
Security Features:

Security System, 24 hour security, Security Gate, Smoke Detector
Window Features:

Casement, Double Hung, Insulated, Screens
Accessibility Features:

None
Foundation Details:

Block
Basement:

Yes
Basement Type:

Full, Heated, Interior Access, Outside Entrance, Partially Finished, Rough Bath Plumb, Walkout Level, Windows
Building Area Units:

Square Feet
Building Total SqFt:

2694.00
Total SqFt Source:

Estimated
Total Below Grade SqFt:

984
Total Below Grade SqFt Source:

Estimated
Above Grade Finished Area Units:

Square Feet
Above Grade Unfinished Area Units:

Square Feet
Above Grade Finished SqFt:

1416
Above Grade Finished SqFt Source:

Estimated
Above Grade Unfinished SqFt Source:

Estimated
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Estimated
Below Grade Finished SqFt:

696
Below Grade Unfinished SqFt:

288
Below Grade Unfinished SqFt Source:

Estimated

Interior

Interior Features:

Entry Level Bedroom
Room List:

Living Room, Kitchen, Laundry, Full Bath, Half Bath, Additional Bedroom
Flooring Type:

Carpet
Fireplace:

No
Fireplace Features:

Brick, Gas/Propane
Wall & Ceilings:

Vaulted Ceilings, Cathedral Ceilings
Living Area SqFt Source:

Estimated
Living Area Units:

Square Feet

Room Dimensions

Total SqFt:

2400
Living Area SqFt:

2,112 Sqft

Financial & Terms

Sale Type:

Standard

Location

Directions:

Lake Monticello main gate, turn left. Cross the dam. Turn right on Woodridge, then right on Chatham Lane. Home on right.
Latitude:

37.90834607
Longitude:

-78.29804608

The Property

Property Type:

Residential
Lot Size Acres:

0.49
Lot Features:

Sloping, Landscaping, Private, Trees/Wooded
Inclusions:

Refrigerator, clothes washer and dryer
Zoning:

R-4
Zoning Description:

Residential
View:

Water, Trees/Woods
Other Structures:

Above Grade, Below Grade
Waterview:

Yes
Waterfront:

Yes
Water Oriented:

Yes
Water Body Type:

Lake

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Annual Amount:

$3,081
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

4
Bedrooms Main Level:

1
Upper Level Bedrooms:

2
Lower Level Bedrooms:

1

Baths

Total Baths:

3
Full Baths:

2
Half Baths:

1
Main Level Baths:

2.00
Main Level Full Baths:

2
Upper Level Total Baths:

1

Heating & Cooling

Cooling:

No
Cooling Type:

Central A/C, Heat Pump(s)
Central Air:

Yes
Heating:

Yes
Heating Type:

Central, Forced Air, Heat Pump(s)
Heating Fuel:

Electric

Utilities

Sewer/Septic:

Public Sewer
Water Source:

Community
Internet Services:

Cable, Fiber Optic

Appliances

Appliances:

Dryer, Washer/Dryer Hookups Only, Washer

Schools

Elementary School:

Central
Middle School:

Fluvanna
High School:

FLUVANNA
School District Name:

Fluvanna County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Lake Monticello
Pool:

No Pool
HOA:

Yes
Condo/Coop Association:

No
HOA/Condo/Coop Amenities:

Beach, Boat Ramp, Club House, Golf Club, Tot Lots/Playground, Security, Bar/Lounge, Baseball Field, Basketball Courts, Lake, Meeting Room, Picnic Area, Swimming Pool, Soccer Field, Tennis Courts
HOA Fee:

$1,267
HOA Fee Frequency:

Annually
Condo/Coop Fee:

$850
Condo/Coop Fee Frequency:

One Time
HOA/Condo/Coop Fee:

Insurance, Pool(s), Management, Reserve Funds, Road Maintenance, Snow Removal, Trash, Pier/Dock Maintenance
HOA Name:

Lake Monticello Owners Association

Parking

Garage:

No

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$584,900

Expense	Monthly cost
Mortgage	$3,131
Taxes	$256
Insurance	$160
Utilities	$181 See report
Total	$3,728/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
3/17/25 Mar 17, 2025	Price Changed	BRIGHT	$584,900	-0.8%
3/12/25 Mar 12, 2025	Price Changed	BRIGHT	$589,900	-0.9%
3/7/25 Mar 7, 2025	Price Changed	BRIGHT	$595,000	-0.8%

House For Sale

$584,900

Cost Est.

$3,728/mo.

Listing provided by broker:

JAY HURDLE

RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

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This house located in Lake Monticello, VA 22963 is currently for sale for $584,900. 13 Chatham Ln is a 2,112 square foot house with 4 beds and 3 baths. This house is in the attendance area of Fluvanna Middle School, West Central Primary School, Fluvanna County High School, and Central Elementary School.

Listing Courtesy of: BRIGHT and RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

13 Chatham Ln

PALMYRA, VA 22963