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129 N Oak Drive

Surf City, NC 28445

4 beds
1.5 baths
2,291 sqft
~1/2 acre lot
$709 per sqft
2002 build
– on site

This charming WATERFRONT home has it all! Whether you are looking for a primary, secondary or investment property it will not disappoint. Home sits on a double lot that offers plenty of parking spaces for the whole family, green space and even room for a pool. Large boat dock with a 10,000lb boat lift on a dredged canal with easy access to the ICW and bulkhead in place. Expansive decks overlooking the Intracoastal Waterway with the most amazing sunsets- ideal for entertaining. Completely renovated with high end finishes and interior designer inspired selections. As soon as you enter, you will notice all the fine details from beadboard ceilings, great quality LVP, and magazine worthy wallpaper finishes. First floor offers two guest bedrooms with a shared bath and a large primary bedroom, all along the waterside with access to the decks. Primary bedroom has an additional room off of it that can be used as a workout room, office, reading nook, or even a nursery. Hidden in the master bathroom is a custom walk-in closet with wood hardware. Master bathroom features a free standing tub and walk-in shower, with the most gorgeous and intricate tile work on the floor that continues up the shower. Hardwood stairs lead you to the open concept living and kitchen area. Kitchen offers custom cabinetry, quartz countertops, massive island, and a gas stove/oven with a custom hood vent. Cozy living room with a gas fireplace and also an additional sitting area just off the kitchen. Tucked into this top floor is an additional bedroom with a full bath. The home is expansive and stretches onto the additional lot that conveys, which provides an opportunity to develop in the future or the space to add onto the existing house. Home is located in a quiet cul de sac in a desirable neighborhood with mature live oaks throughout, a gazebo overlooking the water and a private boat ramp.

Listing courtesy of HIVE / Teresa Batts Real Estate, LLC

Last checked: Checking… • Last updated Apr 18, 2025 •

MLS# 100502016 —

The Building

Year Built:

2002
Construction:

Wood Frame
Construction Type:

Stick Built
Roof:

Shingle
Stories:

3.0
Stories/Levels:

3 Story or More
Exterior Finish:

Fiber Cement
Foundation:

Pilings
SqFt - Heated:

2,291 Sqft
Exterior Features:

Outdoor Shower
Patio and Porch Features:

Balcony, Patio, Porch, Open, Covered, Deck
Green Building Features:

Tankless Water Heater

Interior

Interior Features:

9Ft+ Ceilings, Reverse Floor Plan, Wet Bar, Walk-In Closet, Walk-in Shower, Solid Surface, Smoke Detectors, Pantry, Foyer, Kitchen Island, Gas Logs, Blinds/Shades, Ceiling Fan(s)
# Rooms:

7
Dining Room Type:

Combination
Flooring:

LVT/LVP, Tile
Fireplace:

1
Laundry Features:

Closet, Hall

Financial & Terms

Terms:

Cash, USDA Loan, VA Loan, FHA, Conventional, Commercial

Location

Directions to Property:

Cross the surf city bridge and take first exit towards Topsail Beach. Turn Right into Island Oaks and turn right on N Oak Dr.. House will be on the left.
Location Type:

Island
City Limits:

Yes

The Property

Property Type:

A
Subtype:

Single Family Residence
Lot Water Features:

Boat Dock, Pier, Water Access Comm, Sound Side, Salt Marsh, Deeded Beach Access, Deeded Waterfront, Deeded Water Rights, Deeded Water Access, Bulkhead, Boat Lift
Lot Dimensions:

100 x 236 x 84 x 240
Lot SqFt:

25,700 Sqft
View Type:

Canal View, Water View, ICW View, Sound View, See Remarks, Marsh View, Creek View
Waterview:

Yes
Waterfront:

Yes
Zoning:

R5
Acres Total:

0.59
Fencing:

None
Frontage Type:

Canal Front, Marsh Front, Sound Front, See Remarks, Creek Front
Road Type/Frontage:

Maintained, Private

Listing Agent

Contact info:

Taxes

Tax Year:

2023
Property Taxes:

$7,041.90

Beds

Bedrooms:

4

Baths

Total Baths:

3.00
Half Baths:

3

Heating & Cooling

Heating:

Heat Pump
Heated SqFt:

2200 - 2399
Cooling:

Central
Fuel Tank:

Fuel Tank

Utilities

Utilities:

Municipal Sewer, Municipal Water
Water Heater:

Electric, Tankless

Appliances

Appliances/Equipment:

Dishwasher, Refrigerator, Stove/Oven - Gas, Stove/Oven - Electric, Microwave - Built-In

The Community

Subdivision:

Island Oaks
Secondary Subdivision:

N/A
HOA: Association Fee 1/Year:

300.00
HOA and Neigh Amenities:

Boat Dock, Ramp
HOA:

Yes

Parking

Garage & Parking: Total # Garage Spaces:

2.00
Garage & Parking: Attached Garage Spaces:

2.00
Parking Features:

Garage Faces Front, On Site, Paved, Gravel

Monthly cost estimate

Asking price

$1,625,000

Expense	Monthly cost
Mortgage	$8,701
Taxes	$586
Insurance	$446
Utilities	$154 See report
Total	$9,887/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
4/18/25 Apr 18, 2025	Listed / Active	HIVE	$1,625,000	132.1% (27.4% / YR)
6/22/20 Jun 22, 2020		HIVE	$700,000

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This house located in Surf City, NC 28445 is currently for sale for $1,625,000. 129 N Oak Drive is a 2,291 square foot house with 4 beds and 1.5 baths that has been on Estately for 1 days. This house is in the attendance area of Topsail High School, Topsail Middle School, and North Topsail Elementary School.

Listing Courtesy of: HIVE and Teresa Batts Real Estate, LLC.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.