124 Gulf Terrace Ln
Port St. Joe, FL 32456
- 3 beds
- 2 baths
- 1,488 sqft
- 10,890 sqft lot
- $309 per sqft
- 2024 build
- – on site
Back on market due to no fault of the seller! Preferred lender offering interest rates in the high 4's or low 5's—contact us for details! This newly built modern Florida cottage offers the perfect blend of style, durability, and coastal charm. Nestled just three blocks from St. Joe Beach on a quarter-acre X Flood Zone lot, this stunning home is located in a short-term rental-friendly neighborhood with no HOA fees. From the moment you arrive, the home's curb appeal stands out with board and batten Hardie siding, a welcoming screened-in front porch, and ample parking. Inside, you'll find a beautifully designed open-concept living space with vaulted ceilings, LVP flooring throughout, and a sleek kitchen featuring stainless steel appliances, quartz countertops, and ample cabinetry. The huge fenced backyard offers endless possibilities—whether you envision adding a pool, pickleball court, or creating your own private retreat. With a spacious layout ideal for entertaining and high-end finishes that enhance both style and function, this home is move-in ready for full-time living, a vacation getaway, or an investment property. Conveniently located just 12 minutes from Port St. Joe, 10 minutes from Mexico Beach, and 30 minutes from Cape San Blas, you'll enjoy easy access to some of Florida's most beautiful coastal destinations. St. Joe Beach is dog-friendly, with pristine, sugar-white sand perfect for relaxing or enjoying the Gulf waters. Don't miss this opportunity to own a stylish, well-built coastal home in a prime location!
Last checked:
As a licensed real estate brokerage, Estately has access to the same database professional Realtors use: the Multiple Listing Service (or MLS). That means we can display all the properties listed by other member brokerages of the local Association of Realtors—unless the seller has requested that the listing not be published or marketed online.
The MLS is widely considered to be the most authoritative, up-to-date, accurate, and complete source of real estate for-sale in the USA.
Estately updates this data as quickly as possible and shares as much information with our users as allowed by local rules. Estately can also email you updates when new homes come on the market that match your search, change price, or go under contract.
Checking…
•
Last updated Apr 10, 2025
•
MLS# 321145 —
This home is listed in more than one place. See it here.
The Building
-
Year Built:2024
-
Construction Materials:HardiPlank Type
-
Architectural Style:Florida Cottage
-
Roof:Composition
-
Foundation Details:Slab
-
Levels:1
-
Stories:1
-
Patio And Porch Features:Covered Patio, Patio, Screened
Interior
-
Interior Features:Breakfast Bar, Kitchen Island, Recessed Lighting, Pantry
-
Furnished:Unfurnished
-
Flooring:Luxury Vinyl, Plank
-
Fireplace:false
Room Dimensions
-
Living Area:1488
-
Living Area Units:Square Feet
Location
-
Directions:From Hwy 98, turn onto Pine Street in St. Joe Beach. Take a right onto Georgia Ave and left onto Gulf Terrace Lane. Home will be on right.
-
Latitude:29.894979
-
Longitude:-85.353226
The Property
-
Property Type:Residential
-
Property Subtype:Detached Single Family
-
Property Condition:Construction Complete
-
Property Attached:false
-
Zoning Description:Residential Single Family
-
Lot Features:Interior Lot
-
Lot Size Area:10890
-
Lot Size Dimensions:52 x 208
-
Lot Size SqFt:10890
-
Lot Size Acres:0.25
-
Lot Size Units:Square Feet
-
Waterfront:false
-
Fencing:Back Yard, Privacy
-
Road Surface Type:Paved
-
Additional Parcels:false
Listing Agent
- Contact info:
- Agent phone:
- (850) 582-7653
- Office phone:
- (888) 883-8509
Taxes
-
Tax Legal Description:HIGHLANDS AT ST JOE BEACH PB 5 PGE 30 LOT 11 ORB 802/790 FR HEARD MAP 31
Beds
-
Bedrooms Total:3
-
Master Bedroom Features:Master Downstairs
Baths
-
Total Baths:2
-
Total Baths:2
-
Full Baths:2
The Listing
-
Virtual Tour URL Unbranded:tour.giraffe360.com/d18447f1e830475d9bb394de923857d5/?lsf=1
Heating & Cooling
-
Heating:Central Electric
-
Heating:true
-
Cooling:Ceiling Fan(s)
Utilities
-
Utilities:Cable Available, Electricity Connected, Internet Available, Sewer Connected, Water Connected, County Trash
-
Water Source:Public
-
Sewer:Public Sewer
Appliances
-
Appliances:Dishwasher, Refrigerator w/Ice Maker, Electric Oven, Tankless Water Heater
-
Laundry Features:Washer/Dryer Hookup
The Community
-
Subdivision Name:Highlands
-
Association:false
-
Pool Private:false
-
Pool Features:None
Parking
-
Garage:false
-
Attached Garage:false
-
Carport:false
-
Open Parking:true
-
Parking Features:Driveway
-
Parking Total:4
Monthly cost estimate
Asking price
$459,900
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,462
|
| Taxes | N/A |
| Insurance | $126 |
| Utilities | $150 See report |
| Total | $2,738/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
