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124 Gulf Terrace Lane

Port St. Joe, FL 32456

3 beds
2 baths
1,488 sqft
10,890 sqft lot
$309 per sqft
2024 build
– on site

Preferred lender offering interest rates in the high 4's or low 5's—contact us for details! This newly built modern Florida cottage offers the perfect blend of style, durability, and coastal charm. Nestled just three blocks from St. Joe Beach on a quarter-acre X Flood Zone lot, this stunning home is located in a short-term rental-friendly neighborhood with no HOA fees. From the moment you arrive, the home's curb appeal stands out with board and batten Hardie siding, a welcoming screened-in front porch, and ample parking. Inside, you'll find a beautifully designed open-concept living space with vaulted ceilings, LVP flooring throughout, and a sleek kitchen featuring stainless steel appliances, quartz countertops, and ample cabinetry. The huge fenced backyard offers endless possibilities— whether you envision adding a pool, pickleball court, or creating your own private retreat. With a spacious layout ideal for entertaining and high-end finishes that enhance both style and function, this home is move-in ready for full-time living, a vacation getaway, or an investment property. Conveniently located just 12 minutes from Port St. Joe, 10 minutes from Mexico Beach, and 30 minutes from Cape San Blas, you'll enjoy easy access to some of Florida's most beautiful coastal destinations. St. Joe Beach is dog-friendly, with pristine, sugar-white sand perfect for relaxing or enjoying the Gulf waters. Don't miss this opportunity to own a stylish, well-built coastal home in a prime location! Elementary, Middle and High School is Port St. Joe.

Listing courtesy of ECARMLS / EXP Realty LLC

Last checked: Checking… • Last updated Apr 10, 2025 •

MLS# 970130 —

This home is listed in more than one place. See it here.

The Building

Year Built:

2024
Construction Materials:

Siding CmntFbrHrdBrd, Slab
Building Area Total:

1488.0
Building Area Source:

County PA Records
Architectural Style:

Florida Cottage
Basement:

None
Stories:

1
Levels:

None
Foundation Details:

None
Exterior Features:

Fenced Back Yard, Fenced Privacy, Porch Screened
Patio And Porch Features:

None
Accessibility Features:

None
Security Features:

None
Direction Faces:

None

Interior

Interior Features:

Breakfast Bar, Floor Vinyl, Kitchen Island, Lighting Recessed, Pantry
Rooms Total:

5
Flooring:

None
Fireplace:

No
Fireplaces Total:

None
Fireplace Features:

None
Laundry Features:

None

Room Dimensions

Living Area:

None
Living Area Units:

None
Living Area Source:

None

Financial & Terms

Buyer Financing:

Conventional, FHA, VA, Other

Location

Directions:

From Hwy 98, turn onto Pine Street in St. Joe Beach. Take a right onto Georgia Ave and left onto Gulf Terrace Lane. Home will be on right.

The Property

Property Type:

Residential
Property Subtype:

Detached Single Family
Property Condition:

Construction Complete
Property Attached:

None
Lot Features:

Interior, Level
Lot Size Acres:

0.25
Lot Size Area:

0.25
Lot Size Dimensions:

52x208
Lot Size SqFt:

10890.0
Lot Size Units:

Acres
Zoning:

Resid Single Family
Possible Use:

None
Parcel Number:

03816-655R
Topography:

None
Waterfront:

No
Water Body Name:

None

Listing Agent

Contact info:

Taxes

Tax Legal Description:

HIGHLANDS AT ST JOE BEACH PB 5 PGE 30 LOT 11 ORB 802/790 FR HEARD MAP 31

Beds

Bedrooms Total:

3

Baths

Total Baths:

2.0
Total Baths:

2
Full Baths:

2
Partial Baths:

None
Three Quarter Baths:

None
Quarter Baths:

None

The Listing

Virtual Tour URL Branded:

None
Virtual Tour URL Unbranded:

https://tour.giraffe360.com/d18447f1e830475d9bb394de923857d5/?lsf=1
Home Warranty:

No

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Central Air
Cooling:

true

Utilities

Utilities:

Electric, Public Sewer, Public Water
Electric:

None
Sewer:

None

Appliances

Appliances:

Dishwasher, Microwave, Refrigerator W/IceMk, Stove/Oven Electric
Microwave:

true
Dishwasher:

true

Schools

Elementary School:

See Remarks
Elementary School District:

None
Middle Or Junior School:

See Remarks
Middle Or Junior School District:

None
High School:

See Remarks

The Community

Subdivision Name:

None
Association:

No
Association Amenities:

None
Association Fee:

None
Pool Private:

None
Spa Features:

None
Pets Allowed:

None
Senior Community:

No

Parking

Carport:

false

Monthly cost estimate

Asking price

$459,900

Expense	Monthly cost
Mortgage	$2,462
Taxes	N/A
Insurance	$126
Utilities	$150 See report
Total	$2,738/mo.^*
	^*This is an estimate

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Max Internet Speed

Mediacom

Provided by BroadbandNow®

Sale history

Date	Event	Source	Price	% Change
4/10/25 Apr 10, 2025	Price Changed	ECARMLS	$459,900	-2.1%
3/4/25 Mar 4, 2025	Listed / Active	ECARMLS	$469,900

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This house located in FL 32456 is currently for sale for $459,900. 124 Gulf Terrace Lane is a 1,488 square foot house with 3 beds and 2 baths that has been on Estately for 42 days.

Listing Courtesy of: ECARMLS and EXP Realty LLC.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.