122 Water Street
Thurmont, MD 21788
- 2 beds
- 1 bath
- 1,134 sqft
- 12,000 sqft lot
- $238 per sqft
- 1952 build
Nestled in the scenic town of Thurmont, MD, this cozy Cape Cod-style rancher offers a perfect blend of charm, comfort, and potential. Set in a peaceful yet convenient location, this home is just minutes from local schools, shopping, parks, and major routes like Rt. 15—making daily life a breeze while keeping the beauty of Catoctin Mountain Park and Cunningham Falls State Park close at hand. Step inside to a warm and inviting living room, perfect for relaxing or entertaining. A separate dining room provides an intimate space for meals, while the kitchen opens to a spacious enclosed rear porch/sunroom, ideal for enjoying your morning coffee or unwinding at the end of the day. The main level offers two comfortable bedrooms and a full bath, while the partially finished attic presents endless possibilities—whether you need a third bedroom, a craft space, or a private home office. The expansive rear enclosed porch is a standout feature, complete with a laundry area and a patio door leading to the greenhouse, perfect for plant lovers or year-round gardening. A wide staircase from the porch provides easy access to the basement, offering storage and workshop space. Outside, you'll find a one-car carport and two sheds (including one conveniently attached to the carport). Thoughtful updates have been made, including a durable metal roof (installed approximately 10 years ago), a new water heater (2018), and various improvements completed two years ago, such as foundation painting, downspout repairs, and a dining room floor update. Located in the Gateway to the Mountains, Thurmont offers small-town charm with big outdoor adventures.
Last checked:
As a licensed real estate brokerage, Estately has access to the same database professional Realtors use: the Multiple Listing Service (or MLS). That means we can display all the properties listed by other member brokerages of the local Association of Realtors—unless the seller has requested that the listing not be published or marketed online.
The MLS is widely considered to be the most authoritative, up-to-date, accurate, and complete source of real estate for-sale in the USA.
Estately updates this data as quickly as possible and shares as much information with our users as allowed by local rules. Estately can also email you updates when new homes come on the market that match your search, change price, or go under contract.
Checking…
•
Last updated Mar 10, 2025
•
MLS# MDFR2059452 —
The Building
-
Year Built:1952
-
Year Built Source:Assessor
-
Roof:Metal
-
New Construction:No
-
Construction Materials:Aluminum Siding
-
Structure Type:Detached
-
Architectural Style:Cape Cod
-
Levels:3
-
Accessibility Features:None
-
Foundation Details:Block
-
Basement:Yes
-
Basement Type:Full, Interior Access, Rear Entrance, Unfinished
-
Total SqFt Source:Assessor
-
Total Below Grade SqFt:756
-
Total Below Grade SqFt Source:Assessor
-
Above Grade Finished Area Units:Square Feet
-
Above Grade Finished SqFt:1134
-
Above Grade Finished SqFt Source:Assessor
-
Below Grade Finished Area Units:Square Feet
-
Below Grade Unfinished Area Units:Square Feet
-
Below Grade Finished SqFt Source:Assessor
-
Below Grade Unfinished SqFt:756
-
Below Grade Unfinished SqFt Source:Assessor
-
Tax Total Finished SqFt:1134
Interior
-
Interior Features:Attic, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Window Treatments
-
Room List:Living Room, Dining Room, Bedroom 2, Kitchen, Basement, Bedroom 1, Sun/Florida Room, Bathroom 1, Attic
-
Flooring Type:Carpet, Laminated, Vinyl
-
Fireplace:No
-
Living Area SqFt Source:Assessor
Room Dimensions
-
Total SqFt:1890
-
Living Area SqFt:1,134 Sqft
Financial & Terms
-
Sale Type:Standard
-
Acceptable Financing:Conventional, Cash
-
Possession:Settlement
Location
-
Directions:From Frederick follow US-15N to Exit MD-77 E/W Main St, Thurmont, turn left at end of exit ramp. Follow and turn right at traffic light. Follow to home which will be on your left
-
Latitude:39.62014000
-
Longitude:-77.41086000
The Property
-
Property Type:Residential
-
Property Condition:Average
-
Lot Size Units:Square Feet
-
Lot Size Acres:0.28
-
Lot Size Source:Assessor
-
Lot SqFt:12,000 Sqft
-
Inclusions:All personal property and debris remaining on property at settlement.
-
Exclusions:Propane Tanks owned by Amerigas
-
Zoning:R2
-
In City Limits:Yes
-
Outdoor Living Structures:Porch(es)
-
Other Structures:Above Grade, Below Grade
-
Waterview:No
-
Fencing:Partially, Rear, Wire
-
Waterfront:No
-
Water Oriented:No
-
Water Access:No
-
Navigable Water:No
-
Tidal Water:No
-
Land Use Code:R
-
Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (301) 788-5354
- Office phone:
- (301) 271-3487
Taxes
-
Tax ID Number:1115325003
-
Tax Year:2024
-
Tax Annual Amount:$2,694
-
Tax Assessed Value:$177,133
-
Year Assessed:2024
-
County Tax:2165.00
-
City/Town Tax:529.00
-
Total Taxes Payment Frequency:Annually
Beds
-
Bedrooms:2
-
Bedrooms Main Level:2
Baths
-
Total Baths:1
-
Full Baths:1
-
Main Level Baths:1.00
-
Main Level Full Baths:1
The Listing
Heating & Cooling
-
Cooling Type:Central A/C
-
Central Air:Yes
-
Cooling Fuel:Electric
-
Heating:Yes
-
Heating Type:Forced Air, Baseboard - Electric
-
Heating Fuel:Propane - Leased, Electric
Utilities
-
Sewer/Septic:Public Sewer
-
Hot Water:Electric
-
Water Source:Public
Appliances
-
Appliances:Dryer, Oven/Range - Electric, Range Hood, Refrigerator, Washer
-
Laundry Type:Main Floor
Schools
-
School District Name:Frederick County Public Schools
-
School District Source:Listing Agent
The Community
-
Subdivision Name:None Available
-
Senior Community:No
-
Pool:No Pool
-
HOA:No
-
Condo/Coop Association:No
Parking
-
Total Garage and Parking Spaces:5
-
Garage:No
-
Type of Parking:Driveway, Attached Carport
-
Parking Features:Paved Driveway
-
# of Attached Carport Spaces:1
-
Driveway - # of Spaces:4
Extra Units
-
Vacation Rental:No
Monthly cost estimate

Asking price
$269,900
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,445
|
Taxes | $224 |
Insurance | $74 |
Utilities | $287 See report |
Total | $2,030/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
3/9/25
Mar 9, 2025
|
Sold Subject To Contingencies | BRIGHT | $269,900 | |
3/6/25
Mar 6, 2025
|
Listed / Active | BRIGHT | $269,900 |