12190 Catalina Drive
LUSBY, MD 20657
- 3 beds
- 2 baths
- 2,056 sqft
- $277 per sqft
- 1987 build
Escape to a life where every day feels like a vacation in this stunning A-Frame Contemporary coastal retreat on the shores of the Chesapeake Bay. Thoughtfully renovated from top to bottom with upscale finishes, this home blends modern elegance with effortless waterfront living. Whether you're searching for a year-round residence, a peaceful getaway, or a high-performing Airbnb/VRBO investment, this property offers it all. Step inside and feel instantly at ease as natural light pours through expansive windows, framing breathtaking panoramic views of the Bay. The main level is designed for both comfort and style, featuring a gourmet kitchen with upscale appliances, a cozy living area with a fireplace, a separate dining room, and a dedicated office—all with an open, airy flow that makes entertaining effortless. A main-level bedroom and full bath provide convenience, while the loft above offers the most spectacular views in the home—a perfect space for relaxing with a book or watching the sunrise over the water. The lower level is a private retreat with two additional bedrooms, and a spacious bathroom. On rainy days, unwind on the screened-in porch and listen to the soothing sound of the waves. When the sun is shining, step out onto the expansive deck that stretches the length of the home, overlooking the Chesapeake Bay. This is where mornings begin with coffee in hand and evenings are spent watching the sky transform at sunset. Nestled in the coveted Chesapeake Ranch Estates, this home offers exclusive access to private beaches, a clubhouse, walking and jogging trails, a lake, playgrounds, basketball courts, and more. Just minutes from Solomons Island, shopping, dining, and top-rated schools, this is more than just a home—it’s a lifestyle. Whether you're dreaming of quiet coastal mornings, endless outdoor adventures, or a prime investment opportunity, this waterfront escape delivers. Don’t just live—live by the Bay. Schedule your private showing today!
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Last updated Apr 3, 2025
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MLS# MDCA2020272 —
Upcoming Open Houses
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Saturday, 4/5
11am-1pm
The Building
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Year Built:1987
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Year Built Source:Assessor
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Roof:Architectural Shingle
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New Construction:No
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Construction Materials:Frame
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Structure Type:Detached
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Architectural Style:A-Frame, Coastal, Contemporary
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Levels:2
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Door Features:Sliding Glass
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Window Features:Skylights
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Accessibility Features:None
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Foundation Details:Block
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Basement:No
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Total SqFt Source:Assessor
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Total Below Grade SqFt:1152
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:1200
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Finished SqFt:856
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Below Grade Unfinished SqFt:296
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:2056
Interior
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Interior Features:Bathroom - Jetted Tub, Carpet, Ceiling Fan(s), Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Primary Bedroom - Bay Front, Skylight(s), Upgraded Countertops, Walk-in Closet(s)
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Flooring Type:Carpet, Ceramic Tile, Hardwood, Other
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Fireplace:Yes
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Fireplaces:1
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Fireplace Features:Electric
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Wall & Ceilings:Dry Wall
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Living Area SqFt Source:Assessor
Room Dimensions
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Total SqFt:2352
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Living Area SqFt:2,056 Sqft
Financial & Terms
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Sale Type:Standard
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Acceptable Financing:Cash, Conventional, FHA, VA
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Possession:Settlement
Location
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Directions:Rte 4 to MD 497 Cove Point Rd,Turn right onto Little Cove Pt Rd,Turn right onto Big Sandy Run Rd, Continue straight onto Sandy Wash Circle,Turn right onto Catalina N,Continue straight to stay on Catalina N,Turn left onto Catalina Dr.
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Latitude:38.35490000
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Longitude:-76.39257000
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Location Type:Bayfront
The Property
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Property Type:Residential
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Property Condition:Excellent
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Lot Size Units:Square Feet
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Lot Size Source:Estimated
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Lot SqFt:0 Sqft
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Zoning:R-1
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View:Bay
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In City Limits:No
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Outdoor Living Structures:Deck(s), Screened
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Other Structures:Above Grade, Below Grade
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Waterview:Yes
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Waterfront:Yes
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Water Oriented:Yes
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Water Access:No
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Water Body Type:Bay
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Navigable Water:No
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Water Frontage In Feet:150
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Land Use Code:R
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (410) 610-0702
- Office phone:
- (888) 860-7369
Taxes
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Tax ID Number:0501159356
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Tax Year:2024
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Tax Lot:46
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Tax Annual Amount:$4,598
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Tax Assessed Value:$415,767
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Year Assessed:2025
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County Tax:4188.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:3
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Bedrooms Main Level:1
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Lower Level Bedrooms:2
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Lower Level Bedrooms:2
Baths
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Total Baths:2
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Full Baths:2
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Main Level Baths:1.00
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Main Level Full Baths:1
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Lower Level Full Baths:1
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All Lower Levels Total Baths:1
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Lower Level Total Baths:1.00
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Lower Level Full Baths:1
Heating & Cooling
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Cooling Type:Ceiling Fan(s), Central A/C, Ductless/Mini-Split
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s)
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Heating Fuel:Electric
Utilities
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Sewer/Septic:Septic Exists
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Electric Service:200+ Amp Service
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Hot Water:Electric
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Water Source:Public
Appliances
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Appliances:Built-In Microwave, Cooktop, Dishwasher, ENERGY STAR Refrigerator, Oven - Wall, Dryer, Washer
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Laundry Type:Lower Floor
Schools
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School District Name:Calvert County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Chesapeake Ranch Estates
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Senior Community:No
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Pool:No Pool
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HOA:Yes
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Condo/Coop Association:No
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HOA/Condo/Coop Amenities:Basketball Courts, Beach, Club House, Common Grounds, Water/Lake Privileges, Tot Lots/Playground
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HOA Fee:$550
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HOA Fee Frequency:Annually
Parking
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Total Garage and Parking Spaces:7
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Garage:Yes
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Garage Features:Basement Garage
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Garage Spaces:1.00
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Type of Parking:Attached Garage, Driveway
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Parking Features:Private
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# of Attached Garage Spaces:1
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Driveway - # of Spaces:6
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$569,900
Expense | Monthly cost |
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Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$3,051
|
Taxes | $383 |
Insurance | $156 |
Utilities | $178 See report |
Total | $3,768/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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4/3/25
Apr 3, 2025
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Listed / Active | BRIGHT | $569,900 |