12011 Front Beach Road
Panama City Beach, FL 32407
- 2 beds
- 2 baths
- 1,076 sqft
- $450 per sqft
- 2005 build
- – on site
This picture perfect, fully furnished & decorated, two bedroom two bath unit with 9' ceilings raises the standard of Gulf front living. Perfect elevation creates the ambiance of being in a beach house with an expansive ocean view. Enjoy world class gulf views from the Gulf front Master Bedroom and living room/kitchen area. Sit on your oversized balcony while watching the breathtaking sunsets over the Gulf of Mexico, or just watching the dolphins play. Fabulous gulf front master suite features, slider to balcony, walk-in closet, and bath with large vanity and bath/shower combo. Living/dining room are also gulf front and have access to balcony. Kitchen features a special built in pantry, granite countertops, stainless appliances, & refinished shaker panel cabinets. Contiguous LVP flooring throughout makes maintenance a breeze! Underbuilding Parking is as convenient as it gets! Sterling Reef is the perfect beach vacation destination for your family. Conveniently located just west of M.B. Miller fishing pier (there is nothing in between Sterling Reef and the pier, and never will be), you enjoy 1700 feet of unspoiled and uncrowded beaches! You are close to everything with easy access to the middle and back beach roads to bypass traffic in heavy traffic. Sterling Reef amenities include a heated bi-level pool with connecting waterfall, fitness center overlooking the gulf, clubhouse with media room, video game room, movie rentals, sky BBQ terrace, and the convenience of covered parking in the same building. Take your fishing pole right out to the pier to catch your dinner!! Directly across the street is Shipwreck Island Water Park, and must for kids of all ages. The location is great, in the heart of Panama City. Out to the beach and there are beach umbrella and chair rentals for you to enjoy, banana boat rides, parasailing, and jet ski rentals!
Last checked:
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Checking…
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Last updated Feb 14, 2025
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MLS# 966428 —
The Building
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Year Built:2005
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Construction Materials:Concrete
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Building Area Total:1076.0
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Building Area Source:County PA Records
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Architectural Style:N/A
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Basement:None
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Levels:None
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Foundation Details:None
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Exterior Features:Balcony
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Patio And Porch Features:None
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Accessibility Features:None
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Security Features:None
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Direction Faces:None
Interior
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Interior Features:Breakfast Bar, Floor Vinyl, Kitchen Island, Lighting Recessed, Split Bedroom, Window Treatment All
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Rooms Total:4
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Flooring:None
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Fireplace:No
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Fireplaces Total:None
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Fireplace Features:None
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Laundry Features:None
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Location
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Directions:From Back Beach Road - Go approximately 3 miles east of Highway 79, turn right at light onto Alf Coleman Road, go to Front Beach Road Sterling Reef will be straight ahead on the Beach.
The Property
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Property Type:Residential
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Property Subtype:Condominium
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Property Condition:Construction Complete
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Property Attached:None
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Lot Size Units:Acres
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Possible Use:None
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Parcel Number:34809-610-104
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Topography:None
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View:Gulf
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Waterfront:true
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Waterfront Features:Gulf
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Water Body Name:None
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Legal Description:STERLING REEF UNIT 1606 TYPE B ORB 2578 P 120 ''ARUBA'' 2BD/2BTH ORB 3918 P 2245 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC
Beds
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Bedrooms Total:2
Baths
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Total Baths:2.0
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Total Baths:2
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Full Baths:2
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Central Air
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Cooling:true
Utilities
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Utilities:Electric, Phone, Public Sewer, TV Cable
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Electric:None
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Sewer:None
Appliances
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Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator
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Dryer:true
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Disposal:true
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:Hutchinson Beach
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Elementary School District:None
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Middle Or Junior School:Surfside
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Middle Or Junior School District:None
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High School:Arnold
The Community
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Subdivision Name:Sterling Reef
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Community Features:BBQ Pit/Grill, Community Room, Elevators
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Association:true
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Association Amenities:None
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Association Fee:None
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Association Fee 2:976.78
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Association Fee Frequency:Monthly
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Association Fee Includes:Accounting, Insurance, Internet Service, Management, Repairs/Maintenance, Water, Cable TV, Trash
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Pool Private:None
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Pool Features:Pool Type
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Garage Spaces:2.0
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Attached Garage:false
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Carport:false
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Parking Features:Covered, See Remarks
Monthly cost estimate

Asking price
$484,900
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,596
|
Taxes | N/A |
Insurance | $133 |
Utilities | $115 See report |
Total | $2,844/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Transit Score®
Provided by WalkScore® Inc.
Transit Score measures a location's access to public transit. It is based on nearby transit routes frequency, type of route (bus, rail, etc.), and distance to the nearest stop on the route. Transit Scores range from 0 (Minimal Transit) to 100 (Rider’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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2/14/25
Feb 14, 2025
|
Price Changed | ECARMLS | $484,900 | -3.0% |
1/15/25
Jan 15, 2025
|
Listed / Active | ECARMLS | $499,900 |