114 Ryan Court
CHESTERTOWN, MD 21620
- 2 beds
- 2 baths
- 1,496 sqft
- ~3/4 acre lot
- $306 per sqft
- 1978 build
Perched above the peaceful waters of Rosin Creek, this charming waterfront cottage offers a rare opportunity to create your dream retreat. Whether you are searching for a cozy weekend getaway, a lucrative short-term rental, or a serene place to call home, this diamond in the rough is full of potential. Just a stone’s throw from historic Chestertown, the property combines seclusion with convenience—making it the perfect canvas for your vision. The large, wooded lot offers privacy, but still allows for beautiful views of Rosin Creek. The existing dock is in need to repair, but is a perfect spot to launch kayaks and paddle boards. With loads of potential, this home is being sold As Is. Information from the contractor retained by the previous owner on work previously performed on the house is available in the documents and a quote for a full remodel is available on request. In addition, a new well pump was installed in 2025. Please do not walk the property without an appointment.
Last checked:
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Last updated Apr 24, 2025
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MLS# MDQA2012972 —
The Building
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Year Built:1978
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Year Built Source:Assessor
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Roof:Shingle
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New Construction:No
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Construction Materials:Frame
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Structure Type:Detached
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Historic:No
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Architectural Style:Cottage, Bungalow
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Levels:2
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Accessibility Features:Entry Slope <1'
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Foundation Details:Block
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Basement:Yes
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Basement Type:Walkout Level
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Total SqFt Source:Assessor
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Total Below Grade SqFt:816
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:816
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Finished SqFt:680
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Below Grade Unfinished SqFt:136
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:1496
Interior
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Flooring Type:Hardwood
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Fireplace:No
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Wall & Ceilings:Dry Wall
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Living Area SqFt Source:Assessor
Room Dimensions
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Total SqFt:1632
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Living Area SqFt:1,496 Sqft
Financial & Terms
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Sale Type:Standard
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Acceptable Financing:Cash, Conventional
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Possession:Settlement
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Lease Considered:No
Location
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Directions:Please use GPS. Please only use the driveway on the left, the one for 114 Ryan Court. Do not use the driveway of the neighboring property, 110 Ryan Ct.
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Latitude:39.21533938
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Longitude:-76.02476353
The Property
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Property Type:Residential
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Property Condition:Major Rehab Needed
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Lot Size Units:Square Feet
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Lot Size Acres:0.83
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Lot Size Source:Assessor
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Lot SqFt:36,225 Sqft
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Inclusions:Hot tub
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Zoning:NC-20
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View:Water, Trees/Woods
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In City Limits:No
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Outdoor Living Structures:Deck(s), Patio(s)
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Other Structures:Above Grade, Below Grade
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Waterview:Yes
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Waterfront:Yes
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Waterfront Features:Private Dock Site
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Water Oriented:Yes
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Water Access:Yes
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Water Access Features:Canoe/Kayak
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Water Body Name:Rosin Creek
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Water Body Type:Creek/Stream
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Navigable Water:No
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Water Frontage In Feet:170
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Land Use Code:R
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Ground Rent Exists:No
Listing Agent
- Contact info:
- Agent phone:
- (202) 607-6762
- Office phone:
- (301) 970-2447
Taxes
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Tax ID Number:1802006758
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Tax Year:2024
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Tax Lot:910
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Tax Annual Amount:$2,669
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Tax Assessed Value:$298,200
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Year Assessed:2025
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County Tax:2669.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:2
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Bedrooms Main Level:1
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Lower Level Bedrooms:1
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Lower Level Bedrooms:1
Baths
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Total Baths:2
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Full Baths:2
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Main Level Baths:1.00
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Main Level Full Baths:1
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Lower Level Full Baths:1
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All Lower Levels Total Baths:1
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Lower Level Total Baths:1.00
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Lower Level Full Baths:1
Heating & Cooling
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Cooling Type:Central A/C
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s)
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Heating Fuel:Electric
Utilities
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Sewer/Septic:Private Sewer
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Hot Water:Electric
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Water Source:Private
Appliances
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Laundry Type:Main Floor
Schools
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School District Name:Queen Anne's County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Chester Harbor
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Senior Community:No
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Pool:No Pool
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Docks:1
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Dock Type And Features:Material - Treated Lumber, Private
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Association Recreation Fee:No
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HOA:No
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Condo/Coop Association:No
Parking
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Garage:No
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Type of Parking:Driveway
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$459,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,457
|
Taxes | $222 |
Insurance | $126 |
Utilities | $195 See report |
Total | $3,000/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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4/24/25
Apr 24, 2025
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Listed / Active | BRIGHT | $459,000 |