1091 Cross Street
Oxford, MI 48371
- 4 beds
- 4 baths
- 3,375 sqft
- 9,583 sqft lot
- $134 per sqft
- 2003 build
- – on site
Make your way to 1091 Cross Street in the coveted neighbourhood of Waterstone. This home includes many updates with an open floor plan. This charming 4 bedroom colonial is situated on an oversized lot with a view of the golf course Dunes #7 fairway, garden and pond from the front. A paver patio with a stone fireplace in the backyard for entertaining. The kitchen features granite countertops, recessed lighting, and an abundance of cabinetry. An open family room with large windows that offers plenty of natural light and a soaring ceiling. A fully finished basement complete with cabinets and countertops a great second family room area. There is an electric dog fence the seller is leaving the collar for. The subdivision has beach and lake access. Optional golf membership available.
Last checked:
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Last updated Mar 12, 2025
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MLS# 20250012172 —
The Building
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Year Built:2003
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Year Remodeled:2020
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New Construction:false
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Construction Materials:VinylSiding
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Architectural Style:Colonial
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Roof:Asphalt
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Levels:Two
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Entry Location:Ground Level w/Steps
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Basement:Finished, Full
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Basement:true
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Foundation Details:Basement, Poured, SumpPump
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Window Features:EgressWindows
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Patio And Porch Features:Patio, Porch
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Above Grade Finished Area:2375.0
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Below Grade Total Area:1165
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Below Grade Finished Area:1000.0
Interior
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Fireplace:true
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Fireplace Features:GreatRoom
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Laundry Features:GasDryerHookup, LaundryRoom, WasherHookup
Room Dimensions
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Living Area:3375.0
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Living Area Source:PublicRecords
Location
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Directions:Lapeer road left on Market St Right on Cross Street
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Cross Street:M-24 and Market Street
The Property
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Parcel Number:0421101015
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Property Type:Residential
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Property Subtype:SingleFamilyResidence
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Lot Features:NearGolfCourse, Sprinklers
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Property Condition:PlattedSub
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Lot Size Acres:0.22
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Lot Size Area:0.22
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Lot Size Dimensions:70x129x81x125
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Lot Size Units:Acres
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Waterfront Features:BeachAccess
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Road Frontage Feet:70
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Road Frontage Type:Paved
Listing Agent
- Contact info:
- Agent phone:
- (248) 625-1000
- Office phone:
- (248) 628-1900
Taxes
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Tax Legal Description:T5N, R10E, SEC 21 OAKLAND COUNTY CONDOMINIUM PLAN NO 1392 BAY VILLAGE OF WATERSTONE UNIT 15 L 24024 P 350 11-19-01 FR 100-012
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Tax Assessed Value:149690
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Tax Annual Amount:7878.0
Beds
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Total Bedrooms:4
Baths
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Total Baths:4
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Full Baths:2
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Half Baths:2
The Listing
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Home Warranty:false
Heating & Cooling
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Heating:ForcedAir, NaturalGas
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Heating:true
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Cooling:CeilingFans, CentralAir
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Cooling:true
Utilities
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Utilities:CableAvailable, UndergroundUtilities
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Sewer:PublicSewer
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Water Source:Public
Appliances
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Appliances:Dishwasher, Disposal, Dryer, ExhaustFan, FreeStandingRefrigerator, GasCooktop, Microwave, Washer
Schools
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High School District:Oxford
The Community
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Subdivision Name:BAY VILLAGE OF WATERSTONE OCCPN 1392
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Senior Community:false
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Community Features:Clubhouse, Golf, Sidewalks
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Pool Features:None
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Waterfront:false
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Pets Allowed:CatsOk, DogsOk
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Association:true
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Association Fee:550.0
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Association Fee Frequency:Annually
Parking
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Garage:true
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Garage Spaces:2.0
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Attached Garage:true
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Parking Features:TwoCarGarage, Attached
IDX provided courtesy of Realcomp II Ltd., via Estately and Realcomp II Ltd, © 2025 Realcomp II Ltd. Shareholders
Estately Inc. is a Michigan licensed brokerage #6505374810, managed by Michigan licensed REALTOR® broker Darren Yearsley #6505374810.
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
IDX provided courtesy of Realcomp II Ltd. via Estately Inc. and REALCOMP. ©2025 Realcomp II Ltd. Shareholders.
Monthly cost estimate

Asking price
$455,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,436
|
Taxes | $656 |
Insurance | $125 |
HOA fees | $46 |
Utilities | $210 See report |
Total | $3,473/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
2/28/25
Feb 28, 2025
|
Listed / Active | REALCOMP | $455,000 | |
2/25/25
Feb 25, 2025
|
Delisted / Withdrawn | REALCOMP | $455,000 | 89.6% (8.6% / YR) |
9/15/14
Sep 15, 2014
|
REALCOMP | $240,000 |