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109 Sea Urchin Court

Surf City, NC 28445

4 beds
3 baths
1,964 sqft
8,712 sqft lot
$445 per sqft
1995 build
– on site

You will find this home in the Maritime Forest where Beautiful and Historic Live Oaks surround this wonderful family Beach Home in the highly sought after soundside community of Island Oaks. Island Oaks offers beach access and a community boat ramp with water access that enables you to enjoy all the water adventures that Topsail Island offers. This Home is a reverse floor plan and features the master bedroom with private bath and 2 additional bedrooms, plus another full bath, laundry area and huge storage closet on the 2nd story. There is a large screened porch on this floor as well. The top floor offers the living/family room area, half bath, dining room and nicely designed kitchen that includes disposal, dishwasher, self cleaning oven, solid surface counter tops and large pantry. This floor also offers an expansive deck with ocean view perfect for an afternoon of enjoying the sun and the cool ocean breeze. Finish a busy day of beach enjoyment in the hot tub awaiting you on the patio.The first floor area has a huge garage which is perfect for beach toy storage. There is also a fourth bedroom / efficiency apartment complete with it's own kitchenette, living room area and sleeping area, plus a half bath with attached outdoor shower. This space could serve as the fourth bedroom, home office, in-law suite, or rental for extra income. Current owner utilizes it as a vacation rental and has income around $20,000 yearly. Rental information will be provided upon request.Efficiency apartment was added in 2008, new metal roof 2021, new gutters 2021, new upgraded windows 2022, all heating and cooling 2024, kitchen cabinets newly painted 2024.Perfect water access community with access to the Ocean and the Sound. Beautiful home in perfect water access community!

Listing courtesy of HIVE / NC Land Pros LLC

Last checked: Checking… • Last updated Mar 31, 2025 •

MLS# 100496696 —

The Building

Year Built:

1995
Construction:

Wood Frame
Construction Type:

Modular
Roof:

Metal
Attic:

Access Only
Stories:

2.0
Stories/Levels:

3 Story or More
Exterior Finish:

Fiber Cement
Foundation:

Pilings
SqFt - Heated:

1,964 Sqft
Exterior Features:

Outdoor Shower, Thermal Windows
Patio and Porch Features:

Deck, Screened

Interior

Interior Features:

Apt/Suite, Smoke Detectors, Foyer, Reverse Floor Plan, Pantry, Ceiling Fan(s)
# Rooms:

6
Dining Room Type:

Combination
Flooring:

Carpet, Tile, Wood, Concrete
Fireplace:

None
Laundry Features:

Hall

Financial & Terms

Terms:

Cash, VA Loan, FHA, Conventional

Location

Directions to Property:

Once you cross the Highrise Bridge take the first exit on the round about, go south for appox 2 miles, turn right on SOUND DR. turn left on OAK DR. take 2nd left on SEA URCHIN CT. This home is at end of cul-de- sac on left.
Location Type:

Island
City Limits:

Yes

The Property

Property Type:

A
Subtype:

Single Family Residence
Lot #:

16
Lot Features:

Cul-de-Sac Lot, Wooded
Lot Water Features:

Deeded Water Access, Third Row, Water Access Comm, Sound Side
Lot Dimensions:

29X117X117X156
Lot SqFt:

8,886 Sqft
View Type:

Ocean View
Waterview:

Yes
Waterfront:

No
Zoning:

R5
Horses:

No
Acres Total:

0.20
Fencing:

None
Road Type/Frontage:

Maintained, Private, Paved

Listing Agent

Contact info:

Taxes

Tax Year:

2023
Property Taxes:

$4,558.69

Beds

Bedrooms:

4

Baths

Total Baths:

4.00
Full Baths:

2
Half Baths:

2

The Listing

Home Warr/Termite:

Termite Bond

Heating & Cooling

Heating:

Forced Air, Other-See Remarks, Heat Pump
Heated SqFt:

1800 - 1999
Cooling:

Central, See Remarks, Heat Pump

Utilities

Utilities:

Municipal Sewer, Municipal Water
Water Heater:

Electric

Appliances

Appliances/Equipment:

Dishwasher, Range, Vent Hood, Self Cleaning Oven, Refrigerator, Disposal

The Community

Subdivision:

Island Oaks
Secondary Subdivision:

N/A
On-Site Pool/Spa:

Hot Tub
HOA: Association Fee 1/Year:

300.00
HOA and Neigh Amenities:

Beach Access, Ramp, Maint - Comm Areas, Maint - Roads, Cable, Cabana, Boat Dock, Beach Rights
HOA:

Yes

Parking

Garage & Parking: Total # Garage Spaces:

2.00
Garage & Parking: Attached Garage Spaces:

2.00
Garage & Parking: Driveway Spaces:

2.00
Parking Features:

Concrete, Garage Faces Front

Monthly cost estimate

Asking price

$874,900

Expense	Monthly cost
Mortgage	$4,684
Taxes	$379
Insurance	$240
Utilities	$173 See report
Total	$5,476/mo.^*
	^*This is an estimate

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Air Pollution Index

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Sale history

Date	Event	Source	Price	% Change
3/25/25 Mar 25, 2025	Listed / Active	HIVE	$874,900

House For Sale

$874,900

Cost Est.

$5,476/mo.

Listing provided by broker:

Phil R Adams

NC Land Pros LLC

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This house located in Surf City, NC 28445 is currently for sale for $874,900. 109 Sea Urchin Court is a 1,964 square foot house with 4 beds and 3 baths that has been on Estately for 6 days. This house is in the attendance area of Topsail High School, North Topsail Elementary School, and Topsail Middle School.

Listing Courtesy of: HIVE and NC Land Pros LLC.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.