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10636 Jefferson

Osceola, IN 46561-9127

3 beds
3 baths
– sqft
6,534 sqft lot
– on site

This home has been renovated with thought and high-end materials, and now all it needs is the next owner to finish the attached mother-in-law apartment. The renovation showcases the breathtaking views of the St. Joseph River from the bright and airy kitchen, complete with custom cabinetry, quartz countertops, a coffee bar, a kitchen island, and a working wood-burning fireplace. The living room, with built-in aquarium, has plenty of gathering space, including a built-in seating area, and it leads to the screened-in porch and deck on the waterfront. The primary suite with vaulted ceiling truly feels like an escape with a large ensuite bathroom with dual vanities and a spacious walk-in shower, as well as a sitting room, large bedroom, and walk-in closet. Step from the primary bedroom to the enclosed sunroom for even better views of the river with all new windows. The upstairs bedrooms can be used as a separate income apartment or as guest quarters, with two bedrooms, a living room, a full bathroom, a kitchenette, and finished storage space. For the unfinished attached mother-in-law suite or income property, almost all materials have been purchased and will convey with the sale. You can take on this project yourself, building sweat equity while living in finished luxury, or hire it out to a contractor — plans attached in MLS docs for easy bidding. The boat lift, 3 jet ski lifts, and shed are included in the sale, as well. HVAC is 2021, roof is 2023, and water filtration system installed in 2024. Parking extends to the end of the fencing, in line with the two sheds; there is room for 10 cars.

Listing courtesy of IRMLS

Last checked: Checking… • Last updated Apr 15, 2025 •

MLS# 202512490 —

The Building

Year Built:

1951
New Construction:

No
Style:

Two Story
Roof Material:

Asphalt
Exterior:

Block, Cedar
Amenities:

1st Bdrm En Suite, Breakfast Bar, Ceiling Fan(s), Ceilings-Beamed, Ceilings-Vaulted, Closet(s) Walk-in, Countertops-Stone, Deck on Waterfront, Disposal, Dryer Hook Up Electric, Foyer Entry, Guest Quarters, Kitchen Island, Porch Enclosed, Porch Screened, Range/Oven Hook Up Gas, Rough-In Bath, Skylight(s), Split Br Floor Plan, Twin Sink Vanity, Kitchenette, Stand Up Shower, Tub/Shower Combination, Formal Dining Room, Washer Hook-Up, Custom Cabinetry
Basement:

Yes
Basement/Foundation:

Full Basement, Walk-Out Basement, Finished
Total SqFt:

3408
Total Finished SqFt:

2956
Above Grade Finished SqFt:

1908
Above Grade Unfinished SqFt:

452
Below Grade Finished SqFt:

1048
Total Below Grade SqFt:

1048

Interior

Laundry Level:

Upper
Flooring:

Laminate, Tile
# of Fireplaces:

1
Fireplace:

Kitchen, Wood Burning, One
Fireplace:

Yes

Room Dimensions

1st Bedroom Length:

14
1st Bedroom Width:

10
2nd Bedroom Length:

20
2nd Bedroom Width:

13
3rd Bedroom Width:

10
3rd Bedroom Length:

11

Location

Directions to Property:

Head east on Jefferson Blvd. Home is on the riverfront shortly after passing Birch Rd, heading east.
Latitude:

41.677998
Longitude:

-86.073844

The Property

Parcel# ID:

71-10-09-127-010.000-031
Property Subtype:

Site-Built Home
Location:

City/Town/Suburb
Lot Dimensions:

100x64
Lot Description:

Slope, Waterfront, 0-2.9999, Water View, Waterfront-Medium Bank
Approx Lot Size SqFt:

6400
Approx Lot Size Acres:

0.15
Fence:

Chain Link, Wood
Driveway:

Concrete
Waterfront:

Yes
Water Features:

Pier/Dock
Water Type:

River
Water Access:

Riverfront
Water Frontage:

102
Water Name:

Saint Joseph River

Listing Agent

Contact info:

Taxes

Annual Taxes:

2793.16

Beds

Total # Bedrooms:

3
1st Bedroom Level:

Main
2nd Bedroom Level:

Upper
3rd Bedroom Level:

Upper

Baths

Total Baths:

3
Total Full Baths:

3
# of Full Baths Main:

1
# of Full Baths Upper:

1

The Listing

Unbranded Virtual Tour:

https://www.propertypanorama.com/instaview/irmls/202512490

Heating & Cooling

Heating Fuel:

Gas, Forced Air
Cooling:

Central Air

Utilities

Water Utility:

Well
Well Type:

Private
Sewer:

Septic

Schools

Elementary:

Moran
Middle School:

Schmucker
High School:

Penn
School District:

Penn-Harris-Madison School Corp.

The Community

Subdivision:

None
Pool:

No
Association Dues Frequency:

Not Applicable

Parking

Garage:

No

Monthly cost estimate

Asking price

$475,000

Expense	Monthly cost
Mortgage	$2,543
Taxes	$533
Insurance	$130
Utilities	N/A
Total	$3,206/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
4/11/25 Apr 11, 2025	Listed / Active	IRMLS	$475,000

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This house located in IN 46561-9127 is currently for sale for $475,000. 10636 Jefferson is a – square foot house with 3 beds and 3 baths that has been on Estately for 13 days. This house is in the attendance area of Schmucker Middle School, Moran Elementary School, and Penn High School.

Listing Courtesy of: IRMLS and .

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