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103 Riverside Drive

Center Cross, VA 22437

3 beds
2 baths
1,241 sqft
11,021 sqft lot
$423 per sqft
1960 build
– on site

Welcome to the RIVAH!!! This Rappahannock riverfront home has so much to offer, located in a sought after riverfront community, South Hill Banks. The home went under a remodel several years ago updating flooring, electrical, plumbing, HVAC and insulation. 3 bedrooms with 2 full baths and an outside shower. The Florida room facing the river is where you will spend most of your time looking at the amazing sunrises if you are an early bird, if not, take your time and walk down to your own private beach. New steps were installed to walk down with a landing pad to sit and relax if the tide is too high. The kitchen has custom cabinets, granite countertops, dishwasher, smooth top stove, microwave and a bar to eat at. Other upgrades include a tankless hot water heater, Rinnai. Tile flooring in most common areas and carpet in bedrooms. Newer heat pump with gas back up on colder nights and a gas stove in the den. The detached garage has electricity and has plenty of room to hold 2 golf carts and still room for a mancave or workshop. The community has private roads and is golf cart friendly. A beautiful white sandy community beach with a boat ramp. There are so many activities in the community including 4th of July parade, corn hole tournament, Horseshoes and Labor Day celebration on the beach. The pavilion provides a little shade and a great place to host your own celebration. Located between Tappahannock and Urbanna as the fish swim. Don't wait, book a showing soon, spring is right around the corner.

Listing courtesy of CVRMLS / Hometown Realty

Last checked: Checking… • Last updated Jan 30, 2025 •

MLS# 2502241 —

The Building

Year Built:

1960
Year Built Details:

Actual
New Construction:

false
Construction Materials:

Drywall,Frame,VinylSiding
Architectural Style:

Ranch
Roof:

Shingle
Foundation Details:

Slab
Stories Total:

1
Stories:

1
Levels:

One
Basement:

false
Door Features:

InsulatedDoors,SlidingDoors,StormDoors
Window Features:

ThermalWindows
Patio And Porch Features:

Patio
Building Area Source:

Appraiser

Interior

Interior Features:

CeilingFans,CathedralCeilings,DiningArea,GraniteCounters,MainLevelPrimary,RecessedLighting
Flooring:

CeramicTile,PartiallyCarpeted
Rooms Total:

6
Fireplace:

false

Room Dimensions

Living Area:

1241.0
Living Area Source:

Appraiser

Financial & Terms

Possession:

CloseOfEscrow

Location

Directions:

Route 17, Right on Ashdale, 2nd left on Wildwood, Wildwood turns into South Hill Banks. bare left at South Hill Banks sign, turn left at stop sign on Riverside Dr. Home is at the end on right.

The Property

Parcel Number:

54A-1-11
Property Type:

Residential
Property Subtype:

SingleFamilyResidence
Property Subtype Additional:

SingleFamilyResidence
Property Condition:

Resale
Property Attached:

false
Lot Features:

Cleared,DeadEnd,Waterfront,Level
Lot Size Acres:

0.253
Lot Size Area:

0.253
Lot Size Units:

Acres
Zoning Description:

R-2
View:

Water
View:

true
Fencing:

None
Topography:

Level
Waterfront:

true
Waterfront Features:

BeachAccess,RiverAccess,WaterAccess,WalkToWater,Waterfront
Water Body Name:

Rappahannock

Listing Agent

Contact info:

Taxes

Tax Year:

2023
Tax Annual Amount:

2778.0
Tax Assessed Value:

380500
Tax Legal Description:

South Hill Banks Lot 11

Beds

Bedrooms Total:

3

Baths

Total Baths:

2
Full Baths:

2

Heating & Cooling

Cooling:

HeatPump
Cooling:

true
Heating:

Electric,ForcedAir,HeatPump,Propane
Heating:

true

Utilities

Sewer:

SepticTank
Electric:

GeneratorHookup
Water Source:

CommunityCoop,SharedWell

Appliances

Appliances:

Dryer,Dishwasher,Microwave,PropaneWaterHeater,Refrigerator,SmoothCooktop,Stove,TanklessWaterHeater,Washer

Schools

Elementary School:

Essex
Middle Or Junior School:

Essex
High School:

Essex

The Community

Subdivision Name:

South Hill Banks
Community Features:

Beach,BoatFacilities,CommonGroundsArea,HomeOwnersAssociation,Park
Association:

true
Association Fee:

100.0
Association Fee Includes:

CommonAreas,RoadMaintenance,WaterAccess
Association Fee Frequency:

Annually
Pool Features:

None

Parking

Garage:

true
Attached Garage:

false
Garage Spaces:

1.0
Parking Features:

Detached,Garage,Oversized,TwoSpaces,OnStreet

Monthly cost estimate

Asking price

$525,000

Expense	Monthly cost
Mortgage	$2,811
Taxes	$231
Insurance	$144
HOA fees	$8
Utilities	$175 See report
Total	$3,369/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
1/29/25 Jan 29, 2025	Listed / Active	CVRMLS	$525,000

House For Sale

$525,000

HOA

$8/mo.

Cost Est.

$3,369/mo.

Listing provided by broker:

Donald Rozell

Hometown Realty

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This house located in VA 22437 is currently for sale for $525,000. 103 Riverside Drive is a 1,241 square foot house with 3 beds and 2 baths that has been on Estately for 24 days. This house is in the attendance area of Tappahannock Elementary School, Essex High School, and Essex Intermediate School.

Listing Courtesy of: CVRMLS and Hometown Realty.

All or a portion of the multiple listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted complication of Listings. All CVRMLS information is deemed reliable but is not guaranteed accurate. The compilation of listings and each individual listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.