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103 N Harbor Road

SAINT MICHAELS, MD 21663

4 beds
5 baths
3,732 sqft
~1 acre lot
$649 per sqft
1954 build

Breathtaking views of the Miles River and Chesapeake Bay Maritime Museum. Once in a lifetime opportunity to buy a solidly built home on almost an acre, within a few short blocks of downtown historic St. Michaels. Located on the harbor and close to restaurants and shopping. This 4 bedroom home is currently undergoing renovations. The kitchen has cherry cabinets, Wolf appliances, Fisher& Payklel 2 drawer dishwasher, granite counters and new backsplash. Huge primary bedroom and bath await your finishing touches. Oak floors throughout. Three additional bedrooms with ensuite bathrooms that are ready to finish. Tile has been purchased long with 2 vanities, one of which is installed. Bathroom number 4 is almost complete. Living room has a wood burning fireplace , plenty of light and fantastic water views. Separate waterside dining room, private office and tile half bath recently completed. Expandable attic and unfinished basement that houses the mechanicals. 2 waterside decks. New HVAC, Electrical work and plumbing is in place. As the house renovations continue the asking price will increase. The current list price is for the house in current condition. Minimal work needs to be done to complete the renovation. Don't miss this great opportunity.

Listing courtesy of BRIGHT / Benson & Mangold, LLC

Last checked: Checking… • Last updated Apr 16, 2025 •

MLS# MDTA2010422 —

The Building

Year Built:

1954
Year Built Source:

Assessor
Year Major Reno/Remodel:

2025
New Construction:

No
Construction Materials:

Brick
Structure Type:

Detached
Historic:

No
Architectural Style:

Ranch/Rambler
Levels:

1
Accessibility Features:

Other
Foundation Details:

Crawl Space, Block
Basement:

Yes
Basement Type:

Interior Access, Sump Pump, Unfinished
Total SqFt Source:

Assessor
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

3732
Above Grade Finished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Unfinished SqFt Source:

Assessor
Tax Total Finished SqFt:

3732

Interior

Interior Features:

Attic, Breakfast Area, Built-Ins, Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Island, Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Wood Floors
Fireplace:

Yes
Fireplaces:

1
Fireplace Features:

Brick, Mantel(s), Wood
Living Area SqFt Source:

Assessor

Room Dimensions

Total SqFt:

3732
Living Area SqFt:

3,732 Sqft

Financial & Terms

Sale Type:

Standard
Possession:

Settlement

Location

Directions:

Rt 33 to St. Michaels, right on East Chew, left on W Harbor, right onto North Harbor, house on left. Brick Pillars. Sign posted.
Latitude:

38.78523082
Longitude:

-76.21859493
Location Type:

River

The Property

Property Type:

Residential
Lot Size Units:

Square Feet
Lot Size Acres:

0.90
Lot Size Source:

Assessor
Lot Features:

Landscaping, Premium, Rip-Rapped, Stream/Creek, Rear Yard
Lot SqFt:

39,000 Sqft
Zoning:

RESIDENTIAL
Road Surface Type:

Paved
Road Responsibility:

City/County
View:

Water, River, Harbor
In City Limits:

Yes
Outdoor Living Structures:

Deck(s), Porch(es)
Other Structures:

Above Grade, Below Grade
Waterview:

Yes
Fencing:

Picket, Partially
Waterfront:

Yes
Waterfront Features:

Rip-Rap, Private Dock Site
Water Oriented:

Yes
Water Access:

Yes
Water Body Name:

Miles River
Water Body Type:

River
Mean Low Water Feet:

4
Navigable Water:

Yes
Water Frontage In Feet:

150
Tidal Water:

Yes
Land Use Code:

R
Riparian Rights:

Yes

Listing Agent

Contact info:

Taxes

Tax ID Number:

2102060582
Tax Year:

2024
Tax Annual Amount:

$17,874
Tax Assessed Value:

$1,477,800
Year Assessed:

2025
County Tax:

11132.00
City/Town Tax:

6742.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

4
Bedrooms Main Level:

4

Baths

Total Baths:

5
Full Baths:

4
Half Baths:

1
Main Level Baths:

5.00
Main Level Full Baths:

4
Main Level Half Baths:

1

The Listing

Virtual Tour

Heating & Cooling

Cooling Type:

Central A/C, Heat Pump(s)
Central Air:

Yes
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Heat Pump(s)
Heating Fuel:

Electric

Utilities

Sewer/Septic:

Public Sewer
Hot Water:

Electric
Water Source:

Public

Appliances

Appliances:

Built-In Microwave, Compactor, Cooktop, Dishwasher, Dryer - Electric, Refrigerator, Stainless Steel Appliances, Trash Compactor, Washer, Oven - Wall

Schools

School District Name:

Talbot County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

St. Michaels
Senior Community:

No
Pool:

No Pool
Docks:

1
Dock Type And Features:

Pier (Perpendicular)
Dock/Slip Conveyance:

Yes
Dock/Slip Conveyance:

Exclusive Use, Physical Dock/Slip Conveys
Boats Power Count:

2
Boats Non-power Count:

3-5
Slips:

2
HOA:

No
Condo/Coop Association:

No

Parking

Total Garage and Parking Spaces:

6
Garage:

Yes
Garage Features:

Garage - Side Entry, Garage Door Opener
Garage Spaces:

2.00
Type of Parking:

Attached Garage, Driveway
Parking Features:

Private
# of Attached Garage Spaces:

2
Driveway - # of Spaces:

4

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$2,425,000

Expense	Monthly cost
Mortgage	$12,985
Taxes	$1,489
Insurance	$666
Utilities	$294 See report
Total	$15,434/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
4/15/25 Apr 15, 2025	Listed / Active	BRIGHT	$2,425,000

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This house located in St. Michaels, MD 21663 is currently for sale for $2,425,000. 103 N Harbor Road is a 3,732 square foot house with 4 beds and 5 baths. This house is in the attendance area of Easton High School.

Listing Courtesy of: BRIGHT and Benson & Mangold, LLC.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.