1026 Riverview Terrace
SAINT MICHAELS, MD 21663
- 4 beds
- 4 baths
- 2,535 sqft
- ~3/4 acre lot
- $532 per sqft
- 1954 build
Experience luxury living in this newly renovated coastal-style home in St. Michaels. Situated on a double lot, this is an exceptional and rare offering, combining water views and water access with a high quality home, redone with incredible attention to detail and livability. The exterior is tastefully appointed with painted brick and shingle-style siding, and an inviting covered front porch with blue stone decking, offering sights of the log canoe races on the Miles River. The first floor boasts an open floorplan with elegant hardwood flooring throughout. The living room, adorned with a cozy gas fireplace, seamlessly flows into the dining area and kitchen, making it perfect for entertaining. The kitchen is any chef’s dream. The focal point is the leathered marble waterfall edge island with a dining bar, illuminated by two pendulum lights, offering ample space for meal preparation. A 6-burner gas range with double ovens, pot filler faucet and exhaust hood, French door refrigerator and generously sized undermount deep sink, all in stainless steel, and light-colored cabinets complete the kitchen’s inviting look. Accessed directly from the kitchen is a large, screened porch with brick flooring, overlooking the garden, for entertainment outdoors. This floor also features three delightful bedrooms, one of which includes a sitting room and an attached half bath. An additional half bath, a full bath, and a dedicated laundry room equipped with built-in cabinets above the front-loading washer and dryer, and a partial basement offer enhanced convenience and functionality. The second floor is an exclusive owner’s retreat, featuring a spacious walk-in shower, a walk-in closet with custom-built ins, and a private balcony with breathtaking water views. The vaulted ceilings add an airy touch to the sanctuary. A large, climate-controlled storage room ensures that all your belongings have a place. The property includes an attached oversized two-car garage and a detached oversized two-car garage with walk-up second-floor storage. The fenced backyard, which backs to lush trees, offers privacy and a tranquil escape. As a homeowner in the Rio Vista Community, you have access to the community dock on Spencer Creek with leasable boat slips, and an exclusive waterfront picnic area overlooking the Miles River. There are no town taxes.
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Last updated Apr 11, 2025
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MLS# MDTA2010288 —
The Building
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Year Built:1954
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Year Built Source:Assessor
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Year Major Reno/Remodel:2020
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Roof:Asphalt
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New Construction:No
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Construction Materials:Brick
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Structure Type:Detached
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Architectural Style:Coastal
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Levels:1.5
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Accessibility Features:None
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Foundation Details:Block, Crawl Space
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Basement:Yes
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Basement Type:Connecting Stairway, Partial, Poured Concrete
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Total SqFt Source:Assessor
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:2535
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:2535
Interior
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Interior Features:Bathroom - Walk-In Shower, Built-Ins, Carpet, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors
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Room List:Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Kitchen, Basement, Bedroom 1, Laundry, Mud Room, Storage Room, Primary Bathroom, Full Bath, Half Bath, Screened Porch
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Flooring Type:Ceramic Tile, Carpet, Hardwood
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Fireplace:Yes
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Fireplaces:1
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Fireplace Features:Gas/Propane
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Living Area SqFt Source:Assessor
Room Dimensions
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Total SqFt:2535
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Living Area SqFt:2,535 Sqft
Financial & Terms
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Sale Type:Standard
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Possession:Other
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Lease Considered:No
Location
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Directions:Rt. 33 to right on Seymour, right on Riverview Terrace, property on right
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Latitude:38.77791000
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Longitude:-76.20758000
The Property
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Property Type:Residential
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Property Condition:Excellent
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Lot Size Units:Square Feet
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Lot Size Acres:0.81
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Lot Size Source:Assessor
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Lot Features:Backs to Trees
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Lot SqFt:35,470 Sqft
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Zoning:R
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View:Garden/Lawn, River, Water
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In City Limits:No
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Other Structures:Above Grade, Below Grade
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Waterview:Yes
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Waterfront:No
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Water Oriented:Yes
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Water Access:Yes
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Water Access Features:Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access
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Distance To Water:Blocks
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Distance To Body Of Water:2
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Water Body Name:Miles River/Spencer Creek
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Water Body Type:River
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Navigable Water:Yes
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Tidal Water:No
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Land Use Code:R
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Ground Rent Exists:No
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (443) 786-0348
- Office phone:
- (410) 745-0415
Taxes
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Tax ID Number:2102074206
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Tax Year:2024
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Tax Lot:11 +12
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Tax Annual Amount:$5,432
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Tax Assessed Value:$601,567
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Year Assessed:2024
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County Tax:5432.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:4
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Bedrooms Main Level:3
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Upper Level Bedrooms:1
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Upper Level 1 Bedrooms:1
Baths
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Total Baths:4
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Full Baths:2
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Half Baths:2
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Main Level Baths:3.00
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Main Level Full Baths:1
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Main Level Half Baths:2
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Upper Level Full Baths:1
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Upper Level Total Baths:1
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Upper Level Total Baths:1.00
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Upper Level Full Baths:1
Heating & Cooling
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Cooling Type:Central A/C, Ceiling Fan(s)
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s)
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Heating Fuel:Electric
Utilities
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Sewer/Septic:Public Sewer
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Hot Water:Electric
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Water Source:Public
Appliances
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Appliances:Dishwasher, Dryer - Front Loading, Exhaust Fan, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Washer - Front Loading, Water Heater
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Laundry Type:Main Floor
Schools
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School District Name:Talbot County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Rio Vista
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Senior Community:No
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Exterior Features:Exterior Lighting, Gutter System
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Pool:No Pool
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Spa:No
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Community Docks Count:1
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HOA:Yes
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Condo/Coop Association:No
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HOA Fee:$100
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HOA Fee Frequency:Annually
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Municipal Trash:No
Parking
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Total Garage and Parking Spaces:4
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Garage:Yes
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Garage Features:Garage Door Opener, Oversized, Additional Storage Area
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Garage Spaces:4.00
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Type of Parking:Attached Garage, Detached Garage, Driveway
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Parking Features:Crushed Stone, Stone Driveway
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# of Attached Garage Spaces:2
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# of Detached Garage Spaces:2
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$1,350,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$7,228
|
Taxes | $452 |
Insurance | $371 |
Utilities | $254 See report |
Total | $8,305/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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4/9/25
Apr 9, 2025
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Listed / Active | BRIGHT | $1,350,000 |