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10147 James Avenue NE

Otsego, MN 55362

5 beds
5 baths
3,805 sqft
~1 acre lot
$183 per sqft
2003 build
– on site

Gorgeous Mississippi Riverfront walkout rambler set on a private, wooded 1-acre lot in the highly sought-after Mississippi Pines neighborhood—an incredible community surrounded by walking trails and nature. This rare opportunity offers over 3,800 finished square feet, 5 bedrooms, 5 bathrooms, and an amazing heated 6-car garage—3 stalls on the main level (recent epoxy floors added) and 3 below (heated - access is through single garage stall door in rear of home), perfect for car enthusiasts or set up as a game room or extra storage. The open-concept main level features 9-foot ceilings, natural woodwork, a gas fireplace, and a spacious kitchen with center island, and stainless appliances. The dining area walks out to a large deck overlooking the peaceful backyard and mature trees, creating a tranquil outdoor retreat. The main-floor primary suite includes two walk-in closets and a private bath with a soaking tub and separate shower. Two additional main-level bedrooms share a Jack-and-Jill bathroom. Additional conveniences on the main floor are a mudroom, laundry and a powder room. The walkout lower level is perfect for extended family or guests, offering two large bedrooms, two full bathrooms, a second full kitchen, a spacious family room with surround sound, an additional laundry area, and a large storage room. 2018 updates include a new furnace, A/C and water softener. Additional updates in 2021 include water heater, well pump and pressure tank, and new flooring throughout, including Epoxy garage floors. Enjoy the natural beauty and direct riverfront access from your own backyard—ideal for bonfires, relaxation, or time on the water. Located near parks, trails, and everyday amenities, this is the perfect blend of privacy, space, and neighborhood charm. Don’t miss this rare opportunity to own a versatile riverfront retreat in an exceptional location!

Listing courtesy of NORTHSTAR / Justin Tolle / NOW Realty

Last checked: Checking… • Last updated Apr 27, 2025 •

MLS# 6701707 —

The Building

Year Built:

2003
New Construction:

false
Age Of Property:

22
Construction Materials:

Brick/Stone, Vinyl Siding
Construction Materials Desc:

Block,Concrete,Stone
Roof:

Age 8 Years or Less
Accessibility Features:

None
Levels:

One
Main Level Finished Area:

2073.0000
Basement:

Block, Drain Tiled, Walkout
Basement:

true
Foundation Area:

2073
Manufactured Home:

No
Building Area Total:

4146
Above Grade Finished Area:

2073
Below Grade Finished Area:

1732

Interior

Dining Room Description:

Breakfast Bar,Breakfast Area,Informal Dining Room,Kitchen/Dining Room,Living/Dining Room
Fireplace:

true
Fireplaces Total:

1
Fireplace Features:

Gas, Living Room
Amenities:

Deck,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Patio,In-Ground Sprinkler,Washer/Dryer Hookup,Walk-In Closet

Room Dimensions

Living Area:

3805

Location

Directions:

County Rd 39 to North on Jandel Ave to Left on James Ave, Follow curvy road to home.
Latitude:

45.298115
Longitude:

-93.693959

The Property

Parcel Number:

118164006040
Zoning Description:

Residential-Single Family
Property Type:

Residential
Property Subtype:

Single Family Residence
Property Attached:

false
Additional Parcels:

false
Lot Features:

Many Trees
Lot Size Area:

1
Lot Size Dimensions:

240x179x243x180
Lot Size SqFt:

43560
Lot Size Units:

Acres
Lake Chain:

N
Water Body Name:

Mississippi River
Road Between Waterfront and Home:

No
Road Frontage Type:

City Street
Road Responsibility:

Public Maintained Road
Water Source:

Well
Other Structures:

Storage Shed
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Annual Amount:

5558
Tax With Assessments:

5558.0000

Beds

Bedrooms Total:

5

Baths

Total Baths:

5
Bath Description:

1/2 Basement,Two Basement Baths,Bathroom Ensuite,Full Primary,Full Basement,Full Jack & Jill,Private Primary,Main Floor Full Bath
Full Baths:

4
Half Baths:

1

Heating & Cooling

Heating:

Forced Air, Zoned
Cooling:

Central Air, Zoned

Utilities

Electric:

Circuit Breakers, 100 Amp Service
Sewer:

Septic System Compliant - Yes, Tank with Drainage Field

Appliances

Appliances:

Air-To-Air Exchanger, Central Vacuum, Dishwasher, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Schools

High School District:

Monticello

The Community

Subdivision Name:

Mississippi Pines
Waterfront:

true
Waterfront Features:

River Front, River View
Association:

true
Association Name:

Mississippi Pines HOA
Association Fee:

220
Association Fee Includes:

None
Association Fee Frequency:

Annually
Assessment Pending:

No

Parking

Parking Features:

Attached Garage, Asphalt, Concrete, Heated Garage, Insulated Garage, Tuckunder Garage
Garage Spaces:

6
Garage Dimensions:

36x24
Garage SqFt:

864

Monthly cost estimate

Asking price

$700,000

Expense	Monthly cost
Mortgage	$3,748
Taxes	$463
Insurance	$192
HOA fees	$18
Utilities	$181 See report
Total	$4,602/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
4/23/25 Apr 23, 2025	Listed / Active	NORTHSTAR	$700,000
4/21/25 Apr 21, 2025	Coming Soon	NORTHSTAR	$700,000	35.9% (7.2% / YR)
4/14/20 Apr 14, 2020		NORTHSTAR	$515,000

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This house located in Otsego, MN 55362 is currently for sale for $700,000. 10147 James Avenue NE is a 3,805 square foot house with 5 beds and 5 baths that has been on Estately for 7 days. This house is in the attendance area of Pinewood Elementary School, Monticello Middle School, and Monticello Senior High School.

Listing Courtesy of: NORTHSTAR and NOW Realty.

Estately, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Thomas Rehman, a licensed Real Estate Broker in the state of Minnesota, and a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information deemed reliable but not guaranteed.

©2025 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved. Information deemed reliable but not guaranteed. Property data presented reflects information otherwise available from public records. The REALTOR® providing this information may not have represented the buyer or seller in some or all of the transactions.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. RMLS and Estately, Inc. assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law.

Open house information subject to change without notice.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.